Pistols are a major no way, no how, can't carry them in a vehicle while complying with state law without a CPL. Unloaded, in the trunk or rear portion of the vehicle and in a case, that's what you need to do.
The closest you can have is a broken down or encased long gun, which is also unloaded. That you can have in the front seat next to you with no CPL, provided you aren't for whatever reason unable to legally have guns with you, (such as if you are intoxicated or a felon or something)
The biggest issue here is the federal gun free school zones act, which applies to public spaces within 1,000 feet of a k-12 school. You have to have it locked up in a locked container (the trunk counts, as would a locked case) or locked to a gun rack, which would mean it would have to be broken down, unloaded AND locked to a gun rack.
In short, this state sucks badly if you don't waste time for a CPL class, and pay the state off every 4 or 5 years.