Parts of Obamacare is good, such as the part you are referring. Insurance companies should not be able to disqualify you based on pre-existing conditions. The whole premise of that is absurd. They want us to pay for insurance based on the fact the odds are they will never have to pay out huge sums of money on our behalf, or that the money they make as a whole will offset the amount paid out.
I like that part of Obamacare....I do.
The problem I have is this:
Lets say I'm labeled as a part-time employee but work 40 hours a week. I don't mind not being labeled as full-time as the only tradeoff is I don't get the benefits full-time employees get, such as insurance. Under Obamacare, my employer is now forced to give me full time benefits because I work over 30 hours a week. Obama decided this was a genius way to help people get insurance. Problem is, these companies are not comprised of idiots. Atleast not complete idiots. Instead of giving me insurance since I work over 30 hours a week, they will hire someone else and give both of us 20 hours a week. Now they don't have to provide insurance!
See, but I'm still held liable under Obamacare to get insurance. Now I'm making half as much as I was and can't afford insurance. But, since Obamacare is looking out for me, I'll be "taxed" $695 at the end of the year, per-person.
THAT'S my issue with Obamacare. His genius way to get more people insurance is in fact going to hurt many more people than it will help. My company has started already, even McDonalds has started hiring twice as many part-time employee's so they can cut hours per-person. All of this to get out of offering insurance to more people, who now because of working less hours will most likely not be able to pay their bills, much less pay for insurance.
I see where that could be problematic. But doesn't Obamacare offer subsidized insurance through the exchanges?