Aaron1124
Regular Member
On 06-17-2013, I received a voicemail from an unknown number. The voicemail was from a male individual who identified himself as "Mike Anderson". He claimed he was with "Process Verifications". He left his contact number at, 877-300-4842, and referenced a case number as: 2013-10380. In his voicemail, he stated that they have made two attempts to deliver "legal documents" to my address, and a "third and final" attempt would be made, and mentioned how I could face an FTA (Failure to Appear) if I did not receive the documents.
Upon contacting the number, I spoke with an individual who identified himself as "Mr. Rodriguez", and he claimed to have been working for the debt collector who is handling my outstanding US Bank account, but denied being a debt collector. He informed me that I was going to be under investigation by my district attorneys office for fraud, and mentioned how I could be facing criminal charges, which would include heavy fines and jail time, however, he now mentioned that there is no lawsuit in action at "this time".
He offered to settle "out of court" for a percentage, and claimed that the investigations would be dropped by the district attorneys office if I agreed to settle. Upon doing research on this organization online, it appears that these tactics have been used on multiple individuals in the past, and they have operated under various names. "Hampton West" being another name that they have done business as.
I found these tactics to be very unethical. The US Bank account was back from 2007. I did not even know I owed them. Apparently, it's from an old overdrawn checking account that was overdrawn by a few hundred dollars, which has somehow accumulated up to nearly $2,000. I told him that I would be contacting US Bank in regards to resolving this debt. I then asked if he could mail he the documents that show how much I owe, and he refused. I am not sure what steps I should take here.
I also live in Washington State, and I can guarantee that NO one has attempted to deliver me ANY documents. When I asked about it, he concluded that it's "no longer necessary" to deliver these documents, as he spoke with me on the phone. It just sounds really shady.
Upon contacting the number, I spoke with an individual who identified himself as "Mr. Rodriguez", and he claimed to have been working for the debt collector who is handling my outstanding US Bank account, but denied being a debt collector. He informed me that I was going to be under investigation by my district attorneys office for fraud, and mentioned how I could be facing criminal charges, which would include heavy fines and jail time, however, he now mentioned that there is no lawsuit in action at "this time".
He offered to settle "out of court" for a percentage, and claimed that the investigations would be dropped by the district attorneys office if I agreed to settle. Upon doing research on this organization online, it appears that these tactics have been used on multiple individuals in the past, and they have operated under various names. "Hampton West" being another name that they have done business as.
I found these tactics to be very unethical. The US Bank account was back from 2007. I did not even know I owed them. Apparently, it's from an old overdrawn checking account that was overdrawn by a few hundred dollars, which has somehow accumulated up to nearly $2,000. I told him that I would be contacting US Bank in regards to resolving this debt. I then asked if he could mail he the documents that show how much I owe, and he refused. I am not sure what steps I should take here.
I also live in Washington State, and I can guarantee that NO one has attempted to deliver me ANY documents. When I asked about it, he concluded that it's "no longer necessary" to deliver these documents, as he spoke with me on the phone. It just sounds really shady.