Why is it that the right to bear arms, the one that specifically says "shall not be infringed", seems to be the only right it's ok to infringe? Licenses and permits, registries and regulations. Now they want insurance? If you use your firearm justly and legally no one will be able to file a claim, if you use it unjustly and illegally you're already made to pay in money, your time (jail for the slow folks), and possibly your life. What does insurance do, but place another barrier in the way of those who would follow the law to begin with? No criminal is going to buy insurance for the gun they can't legally have to begin with.