Hi, I understand that most officers are still trying to pound all of this CCW issue into our heads. It's actually a tough issue.
AS a POLICE officer, I've seen many people "Open Carying" and after 13 years on the force, just keep an eye on them 'till out of sight.
It goes by City and their particular codes.
I would prefer that the public "Conceal" as I' stand in QuickTrip after shift to make that extra $100 cash, I do know that anyone coming in to be a bad guy won't be holstered. I look the other way, but you're being watched.
As far as "Round in the Chamber"?
I don't know the officer you spoke with, BUT what's the use of carrying if you have to take 1.5 seconds to lock & load? As a cop, my service weapon is chambered & on safety. I have been in a few "exchanges", and I DO know that the suspect always shows up ready to go!
That's really all I can advise. I do get questions all of the time. My answer everytime to the public is to simply check your local statutes.
Nothing in any CCW class will tell you that you cannot have 1 in the chamber. Think about those who carry revolvers for instance..............
"Have a nice Day!