Same situation here in N.E. PA.
Honestly, I think the web belt and accoutrement's will make you look like a kook.
Sorry, nothing realy wrong with it but your going to give more kook vibes than normal OC
CC is just a part of winter. I just dress normally, with an OWB holster. If I wear a jacket/coat I do make a habit of removing my jacket when I enter someplace fr more than a few minutes, such as shopping or dining though