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Thread: hassled in a durham pawn shop

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    I was making my regular biweekly stop the National Pawn on Roxboro St. in Durham yesterday evening on my way home from work. After a few minutes of looking around the store I was approached by one of the clerks. She started off by asking for my concealed permit, which is odd as I was not concealing my .45. After I frustrated her by telling her that I did not have a permit and did not need one to open carry in NC, she walked off. A few minutes latter I was approached by the manager who it seems was trying to get me to take my gun out of the store without actually saying that I had to leave. She asked me if I thought it was a good idea to carry when it was making her employees nervus because it was a bad part of town. I countered that I would be nervus in that part of town without my pistol. She tried to tell me that I could not carry there because they were considered a financial institution, which I countered by telling her that open carry in banks was legal if the door was not posted with a sign indicating otherwise, her door was not posted. I asked her I she wanted me to leave, she wouldn't say that she did. She kept asking me if I wanted to "push the issue", which was a bit confusing, as I was minding my own business until they bothered me. Once she exhosted all of her arguments short of asking me to leave she gave up and I continued looking around the store for a few more minutes before continuing home. I found the whole event rather amusing, especially for a place that buys and sells guns in a "bad" part of town.

    I am curious to know if anyone here has info on the pawn shop as financial institution issue. I would not imagine that they would qualify for the same concealed carry prohabition as banks, but I don't know for sure.

    This is my first encounter with resistance since I started open carrying. I carry pretty much everywhere possible since I started in Dec. I intend to continue open carry in this pawn shop until they put up a sign or actually tell me that I can not. If they do so I guess I will have to stop shopping there.

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    Sounds like you handled things well. I think it's funny when people confront you but then wont tell you what they want. I also think it's funny when people use the "this is a bad neighborhood" argument as a reason NOT to have a gun, lol.

    Anyway I severely doubt that a pawn shopcould beconsidered a financial institution, and even if it is, open carry would still be legal.

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    Regular Member Decoligny's Avatar
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    I don't know about N.C. but in some states pawn shops are considered "financial institutions" because they are providing secured loans to thier customers. They also happen to be selling off the unclaimed collateral from customers who "defaulted" on thier loans.

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    Pawn shops aren't listed on the restricted list, and I carry into every pawn shop I come accross. I've never met more resistance than a guy asking if I wanted to sell my side arm.

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    But open carry is the ONLY carry legal in North Carolina for "financial institutions". And dude, seriously, Roxboro road? You should be dual handgunning it around there!
    Subsisto tutus. Subsisto secundus emendatio.

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    Custodian wrote:
    But open carry is the ONLY carry legal in North Carolina for "financial institutions". And dude, seriously, Roxboro road? You should be dual handgunning it around there!
    Seriously is that area really that bad (Roxboro road) ?

    Maybe it's a" take the Mossberg with you" neighborhood.

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    Custodian wrote:
    And dude, seriously, Roxboro road? You should be dual handgunning it around there!
    Still looking for the right pistol to add to my stable. I live just off of roxboro so avoiding it is out of the question.

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    j

    Maybe it's a" take the Mossberg with you" neighborhood.
    I could carry my tommygun but that might be a bit much until the SHTF.

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    Custodian wrote:
    But open carry is the ONLY carry legal in North Carolina for "financial institutions".
    Please explain and cite to authority.

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    Mike wrote:
    Custodian wrote:
    But open carry is the ONLY carry legal in North Carolina for "financial institutions".
    Please explain and cite to authority.
    I don't have the cite at the moment, but this fact has been covered thoroughly in other threads. NC law specifically restricts"concealed" handguns from financial institutions, making open carry perfectly legal. I've tested this in multiple locations and am still alive and kicking with no criminal or arrest record to speak of .

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    DreQo wrote:
    Mike wrote:
    Custodian wrote:
    But open carry is the ONLY carry legal in North Carolina for "financial institutions".
    Please explain and cite to authority.
    I don't have the cite at the moment, but this fact has been covered thoroughly in other threads. NC law specifically restricts"concealed" handguns from financial institutions, making open carry perfectly legal. I've tested this in multiple locations and am still alive and kicking with no criminal or arrest record to speak of .
    Well post it here when you find it.

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    jack wrote:
    Custodian wrote:
    But open carry is the ONLY carry legal in North Carolina for "financial institutions". And dude, seriously, Roxboro road? You should be dual handgunning it around there!
    Seriously is that area really that bad (Roxboro road) ?

    Maybe it's a" take the Mossberg with you" neighborhood.
    I moved far away from that area for a reason, it gets bad around there. Sad really, I used to go to the elementary school in that area, an age ago.
    Subsisto tutus. Subsisto secundus emendatio.

    Tyrants come in all shapes and sizes, as do those who do their bidding. Anyone who tells you that the threat of tyranny is long over, is either a fool, an enemy, or BOTH.

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    Mike wrote:
    ...Well post it here when you find it.
    http://www.ncga.state.nc.us/EnactedL...14-415.11.html
    (c) A permit does not authorize a person to carry a concealed handgun in the areas prohibited by G.S. 14‑269.2, 14‑269.3, 14‑269.4, and 14‑277.2, in an area prohibited by rule adopted under G.S. 120‑32.1, in any area prohibited by 18 U.S.C. § 922 or any other federal law, in a law enforcement or correctional facility, in a building housing only State or federal offices, in an office of the State or federal government that is not located in a building exclusively occupied by the State or federal government, a financial institution, or on any other premises, except state‑owned rest areas or state‑owned rest stops along the highways, where notice that carrying a concealed handgun is prohibited by the posting of a conspicuous notice or statement by the person in legal possession or control of the premises. It shall be unlawful for a person, with or without a permit, to carry a concealed handgun while consuming alcohol or at any time while the person has remaining in his body any alcohol or in his blood a controlled substance previously consumed, but a person does not violate this condition if a controlled substance in his blood was lawfully obtained and taken in therapeutically appropriate amounts.
    I added the emphasis, obviously. This is the only time that afinancial institution and handguns, firearms, or anything else similiar are mentioned at the same time in NC law. So, as was previously mentioned, the carriage of concealed handguns is restricted in financial institutions,but since open carry is NOT restricted, it is of course legal.

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    Pawnshop

    Dera Sir, I just came upon this thread (a few years too late). I am actually the woman who was speaking with you in the pawnshop on Roxboro Rd. First of all I would like to apoligize If the situation was confusing or uncomfortable to you in anyway. I have been there 10 years and before that sold firearms in Florida for years. It was never my intention to make you uncomfortable. Actually pawnshops do fall under the same guidelines as banks in NC, so we are considered financial institutions by the State. And yes we do not opt to post a sign on the door simply because of the amount of customers we have who are dealing in firearm transactions. That is exactly why neither I or my manager ever asked you to remove the firearm from the store. If I may explain further, In my recolection of the event even though it was a few years ago: whether unwitingly by you, your firearm was concealed for a few mins. You may not have been aware of it, maybe your shirt fell over it for a short period of time, but that is what caught my attention. Simply talking with you did aleviate our concerns and of course we did not want a valuble customer to be asked to leave so you never were. During that time there had been several robberies in the area involving firearms (again it is Roxboro Rd ,lol) so I noticed the firearm. Even though we sell a large number of firearms, not many people come in shopping with them. Again, please accept my apology if you were made to feel uncomfortable and I hope you are still a customer of ours. My only regret is seeing this thread so late and I hope you see my response. My name is Angela and I ask that you come in and introduce yourself and I will try and make up for it with a very good deal on another firearm! PS We do carry some other firearms in the back that simply attract too much attention on the sales floor. Thank you and again Sorry!

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    Moderator / Administrator Grapeshot's Avatar
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    Interesting necro post.

    Can't imagine how you found the thread, but hope the OP see's it.

    Doubt that dwetnight will see your reply. He seems to have dropped off the forum - last post was 7/5/09.
    Last edited by Grapeshot; 04-18-2011 at 09:14 AM. Reason: added
    You will not rise to the occasion; you will fall back on your level of training. Archilochus, 650 BC

    Old and treacherous will beat young and skilled every time. Yata hey.

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    Quote Originally Posted by dukefanone View Post
    Actually pawnshops do fall under the same guidelines as banks in NC, so we are considered financial institutions by the State. :
    Site please? this is the first I've ever heard that pawnshops are considered the same as banks.... thanks

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    Edited - Duplicate post in error.
    Last edited by Grapeshot; 04-18-2011 at 09:15 AM. Reason: fixed
    You will not rise to the occasion; you will fall back on your level of training. Archilochus, 650 BC

    Old and treacherous will beat young and skilled every time. Yata hey.

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    Regular Member firedog's Avatar
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    Quote Originally Posted by dukefanone View Post
    Dera Sir, I just came upon this thread (a few years too late). I am actually the woman who was speaking with you in the pawnshop on Roxboro Rd. First of all I would like to apoligize If the situation was confusing or uncomfortable to you in anyway. I have been there 10 years and before that sold firearms in Florida for years. It was never my intention to make you uncomfortable. Actually pawnshops do fall under the same guidelines as banks in NC, so we are considered financial institutions by the State. And yes we do not opt to post a sign on the door simply because of the amount of customers we have who are dealing in firearm transactions. That is exactly why neither I or my manager ever asked you to remove the firearm from the store. If I may explain further, In my recolection of the event even though it was a few years ago: whether unwitingly by you, your firearm was concealed for a few mins. You may not have been aware of it, maybe your shirt fell over it for a short period of time, but that is what caught my attention. Simply talking with you did aleviate our concerns and of course we did not want a valuble customer to be asked to leave so you never were. During that time there had been several robberies in the area involving firearms (again it is Roxboro Rd ,lol) so I noticed the firearm. Even though we sell a large number of firearms, not many people come in shopping with them. Again, please accept my apology if you were made to feel uncomfortable and I hope you are still a customer of ours. My only regret is seeing this thread so late and I hope you see my response. My name is Angela and I ask that you come in and introduce yourself and I will try and make up for it with a very good deal on another firearm! PS We do carry some other firearms in the back that simply attract too much attention on the sales floor. Thank you and again Sorry!
    Hello NC guys,
    I don't live in NC "yet" but I think this lady is pretty cool to post this.
    2A - "Shall not be infringed". Our fathers said so!
    All that is required for evil to prevail is for good men to do nothing.

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    Thanks

    @ Grapeshot....thanks, and thats too bad the OP might not see it. Its seems as if I have seen him again in there opting his right to open carry over the past few years. Hopefully he still is a customer. I actually found the post by googleing the store out of boredem and was very taken back by it.
    @ Firedog...Thanks for that, I dont feel so bad about it now. You said you dont live in NC "yet". I hope when you do move here you will stop in......National Pawn on Roxboro Rd. in Durham. I promise I wont ask to see your concealed Carry Permit! lol Angela

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    Quote Originally Posted by aosailor View Post
    Site please? this is the first I've ever heard that pawnshops are considered the same as banks.... thanks
    @ aosailor...I tried to find the NC statue regarding pawnshops and I apologize I do not have the #. Pawnshops fall under the non-depository division of each States Financial Institution. Pawnshop licences are regulated under this branch of businesses.

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    Quote Originally Posted by dukefanone View Post
    @ aosailor...I tried to find the NC statue regarding pawnshops and I apologize I do not have the #. Pawnshops fall under the non-depository division of each States Financial Institution. Pawnshop licences are regulated under this branch of businesses.
    You could start here to find the right one.
    http://law.onecle.com/north-carolina...989/index.html
    You will not rise to the occasion; you will fall back on your level of training. Archilochus, 650 BC

    Old and treacherous will beat young and skilled every time. Yata hey.

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    Regular Member rotorhead's Avatar
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    Quote Originally Posted by dukefanone View Post
    Dera Sir, I just came upon this thread (a few years too late). I am actually the woman who was speaking with you in the pawnshop on Roxboro Rd. First of all I would like to apoligize If the situation was confusing or uncomfortable to you in anyway. I have been there 10 years and before that sold firearms in Florida for years. It was never my intention to make you uncomfortable. Actually pawnshops do fall under the same guidelines as banks in NC, so we are considered financial institutions by the State. And yes we do not opt to post a sign on the door simply because of the amount of customers we have who are dealing in firearm transactions. That is exactly why neither I or my manager ever asked you to remove the firearm from the store. If I may explain further, In my recolection of the event even though it was a few years ago: whether unwitingly by you, your firearm was concealed for a few mins. You may not have been aware of it, maybe your shirt fell over it for a short period of time, but that is what caught my attention. Simply talking with you did aleviate our concerns and of course we did not want a valuble customer to be asked to leave so you never were. During that time there had been several robberies in the area involving firearms (again it is Roxboro Rd ,lol) so I noticed the firearm. Even though we sell a large number of firearms, not many people come in shopping with them. Again, please accept my apology if you were made to feel uncomfortable and I hope you are still a customer of ours. My only regret is seeing this thread so late and I hope you see my response. My name is Angela and I ask that you come in and introduce yourself and I will try and make up for it with a very good deal on another firearm! PS We do carry some other firearms in the back that simply attract too much attention on the sales floor. Thank you and again Sorry!
    I think it's commendable that you came here to explain your side, no matter how old the original post is. A story is never complete without at least both sides presented

    And never worry about how old a thread is. If the information is pertinent I see no reason why it shouldn't be added.
    Last edited by rotorhead; 04-18-2011 at 03:30 PM.

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    Regular Member Spearhead's Avatar
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    I hate to jump in three years too late, but it appears that a pawnshop technically is a "financial institution":


    NCGS 53B-2
    (2) "Financial institution" means a banking corporation, trust company, savings and loan association, credit union, or other entity principally engaged in the business of lending money or receiving or soliciting money on deposit.
    (emphasis added by me)

    Would this mean if I buy a gun at a pawn shop and they put it in a bag for me after the sale that I am breaking federal law?
    Last edited by Spearhead; 04-20-2011 at 08:05 PM.
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    Quote Originally Posted by Spearhead View Post
    I hate to jump in three years too late, but it appears that a pawnshop technically is a "financial institution":


    NCGS 53B-2

    (emphasis added by me)

    Would this mean if I buy a gun at a pawn shop and they put it in a bag for me after the sale that I am breaking federal law?
    Excuse me, sir. Would you step over here for a moment.
    Please keep your hands where I can see them.
    You will not rise to the occasion; you will fall back on your level of training. Archilochus, 650 BC

    Old and treacherous will beat young and skilled every time. Yata hey.

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    Hmm interesting thread... I think it's very commendable that you(Angela) came on here, posted your side, and apologized!

    Also, though I've never stepped foot in a pawn shop so it doesn't effect me, I'm surprised to see that they may in fact be considered "financial institutions" and therefore subject to the same carry laws as a bank. It's understandable, just a bit surprising.

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