Violation of their fiduciary agreement. They will get sued and their asses kicked. They aren't your mother, so have no f9(*&^%g business tell you what you can do with your own money, or how a business can operate so long as it is within the law. And I agree, if I had an account with them, I would immediately cancel and tell them why. That's what the sobs understand. And why I have a USAA Credit Card.