Everyone is free to manage their own risks their own way and to the degree they see fit.
My reasoning for MYchoices goes about like this:
My odds of being a victim of violent crime are pretty damn slim where I live and for my lifestyle.I haven't even come close to needing a gun so far in almost 20 years of being an adult, I suppose I probably never will. So, I think my odds of being attacked are pretty slim.
In most self-defense situations using a firearm, nobody even gets shot 99% of the time. So, my odds of being attacked and having to actually shoot someone (instead of scaring them off with the gun) are VERY slim.
The average self-defense situation involving a firearm is over in about 5 seconds and the average # of shots fired is 2 or 3. So my odds of being attacked, having to shoot, and needing to shoot more than 2 or 3 shots is VERY SUPER SLIM.
But I recognize that if I ever do need a gun, I'd better damn well have one. So I carry my Kel-Tec P-3AT everywhere (except work). With6+1 rounds of Speer GoldDots, I figure I've got 99.999% of possible needs covered.
That's all just me and my situation. If my situation changed and my odds of needing a gun and/or more ammunication and/or a backup gun increased, I would re-evaluate my choices. but for now, I feel it manages my risk more than adequately.
...To each his own...