Self defense insurance

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I am wondering--how many have the insurance offered by the NRA for self defense, and is it worth it? I guess I am asking--it is monetarily worth having insurance to cover yourself in civil court for any lawsuit brought as a result of having to use force to defend yourself or another?

I have been considering this, and am wanting the opinions of others.

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Purchase an umbrella coverage from your homeowners insurance company. Your agent will have the details. 1 million in coverage should cost you around $100 a year. It should cover you for anything not employment related. As always policies are different, check the fine print for exclusions.

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I haven't looked into the self-defense insurance, but I have been pushing the $1000 in firearm/bowhunting equipment insurance that the NRA offers its' members. That and the $10 discount we have been offering have been great selling points for membership. We need to keep the numbers up!

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ProShooter wrote:

I haven't looked into the self-defense insurance, but I have been pushing the $1000 in firearm/bowhunting equipment insurance that the NRA offers its' members. That and the $10 discount we have been offering have been great selling points for membership. We need to keep the numbers up!

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Have they ever paid a claim or do they hedge like they do on everything else?

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oh no, they pay. In fact, I had a student in a class a few weeks ago who told me that he had a burglary in his home last year and the NRA cut him a check for $1000 within a week.

I just read something else where a Life Member died and his family got $10K and a family of a police officer killed in the line of duty got $25K.