the exact same thing I use at the range. handloads.
I cannot afford to cycle factory ammo, and, am not too worried about civil actions. there isn't anything for them to take, even if they manage to violate MI law and take me to civil court without my being convicted in criminal.
also, my guns don't like most factory rounds, but my xd loves my personal load with GDHP. and my sig loves my personal load with XTP. :-p better accuracy, and better reliability, with a quality handload.