$49.95 = $50.00 per year.
Each to there own, not for me. Information is available through free sites and first 72 hours of attorney benefits is not in itself enticing.
Sounds like good business opportunity though. Wonder what their annuity/profit curve is. $50.00 X 10,000 = $500,000.00! I am sure that the "coverage is reasonably restrictive too. What happens when you are charged but claim self-defense?