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Thread: First Encounter

  1. #1
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    Frankly I was quite surprised at myself. How I handled it. Im pretty happy with the outcome. I like how asking for something written got them to wonder and how they were ready to kick me out. I will be back in in two weeks, and if they say nothing, I say nothing.



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    Well played. You quickly deescalated the situation by remaining calm and showed them that they don't have anything to worry about.

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    Regular Member TechnoWeenie's Avatar
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    I closed my accounts with Chase. a bunch of free stuff, like online billpay, all the sudden had charges associated with it....

    Never had any problems/questions about OC in multiple branches, but I dislike the new management.

    Navy Federal Credit Union FTW!
    Evangelical lessons are provided upon request. Anyone wishing to meet Jesus can just kick in my door.

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    TechnoWeenie wrote:
    I closed my accounts with Chase. a bunch of free stuff, like online billpay, all the sudden had charges associated with it....

    Never had any problems/questions about OC in multiple branches, but I dislike the new management.

    Navy Federal Credit Union FTW!
    WaMu was such a great bank until they got bought out. I've closed every account I had with them once they officially became chase.

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    Regular Member TechnoWeenie's Avatar
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    Nebulis01 wrote:
    TechnoWeenie wrote:
    I closed my accounts with Chase. a bunch of free stuff, like online billpay, all the sudden had charges associated with it....

    Never had any problems/questions about OC in multiple branches, but I dislike the new management.

    Navy Federal Credit Union FTW!
    WaMu was such a great bank until they got bought out. I've closed every account I had with them once they officially became chase.
    I talked to a bunch of WaMu->Chase employees, and they tell me about how they made it as hard as possible on the WaMu employees hoping that they'd quit so they could give the positions to existing Chase employees that they had to fire from other branches they were closing...
    Evangelical lessons are provided upon request. Anyone wishing to meet Jesus can just kick in my door.

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    Yeah, if they give me a written policy banning carry of guns, I will empty them out at once. Not like I have a lot in them though seeing as I just got fired, but...
    Then I will have to find a new bank.

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    Techno,

    So they wanted WAMU employees to quit so they could move tellers from back east? Since there were no existing Chase employees within about 1000 miles that doesn't make sense to me.

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    Regular Member TechnoWeenie's Avatar
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    Misguided Child wrote:
    Techno,

    So they wanted WAMU employees to quit so they could move tellers from back east? Since there were no existing Chase employees within about 1000 miles that doesn't make sense to me.
    From what I was told, they were downsizing at the same time they were acquiring WaMu..

    They wanted to give existing Chase employees first crack at the 'new' Chase positions before they had to lay them off. I was also told that Chase would rather hire new employees than retrain WaMu employees in the 'Chase way'...

    Dunno the validity of that statement, but with my experiences with Chase, it wouldnt surprise me.

    I was gonna kill my account long before I was told that...

    Chase's attitude seemed to be more of 'how much can we make?' than 'thank you for trusting us with your business' attitude that WaMu and NFCU had/have.
    Evangelical lessons are provided upon request. Anyone wishing to meet Jesus can just kick in my door.

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    NavyLT wrote:
    Navy FED in Oak Harbor has never had a problem with my gun. But, I like USAA better. I KNOW they will NEVER have a problem with my gun!
    +1 both great companies

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    This has just been upgraded to a first police encounter.
    They came to my house, disarmed me on my porch, questioned me, threatened me with charges (banks got added to the list of prohibited places yesterday, apparently.)
    Unfortunately, I didnt even think to grab my recorder. I am such a dumbass. Im going to look into an FOIA to get everything I can.

  11. #11
    Regular Member TechnoWeenie's Avatar
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    colt45ws wrote:
    This has just been upgraded to a first police encounter.
    They came to my house, disarmed me on my porch, questioned me, threatened me with charges (banks got added to the list of prohibited places yesterday, apparently.)
    Unfortunately, I didnt even think to grab my recorder. I am such a dumbass. Im going to look into an FOIA to get everything I can.
    Don't believe them..

    Verify, Verify, Verify.
    Evangelical lessons are provided upon request. Anyone wishing to meet Jesus can just kick in my door.

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    What agency was this, and banks got added to what "prohibited" list yesterday?

    Once they started talking, I would have asked if I was being detained, if "No" I would have then told them to leave and not come back unless they had a warrant.

    I think you got snowed and they stepped over the line. I would be back in the bank again tomorrow, still peaceably OC'ing and close my accounts and letting the bank know why.



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    911Boss wrote:
    What agency was this, and banks got added to what "prohibited" list yesterday?

    Once they started talking, I would have asked if I was being detained, if "No" I would have then told them to leave and not come back unless they had a warrant.

    I think you got snowed and they stepped over the line. I would be back in the bank again tomorrow, still peaceably OC'ing and close my accounts and letting the bank know why.

    Moses Lake Police Department.
    I did get snowed, I walk out the door and he asks me to put my hands up and disarms me ON OUR PROPERTY.
    I think he was talking about .300. He was talking as if banks were the same as jails and courthouses.

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    Your mistake was walking out your front door. You should never have opened the door unless they had a warrant.

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    colt45ws wrote:
    911Boss wrote:
    What agency was this, and banks got added to what "prohibited" list yesterday?

    Once they started talking, I would have asked if I was being detained, if "No" I would have then told them to leave and not come back unless they had a warrant.

    I think you got snowed and they stepped over the line. I would be back in the bank again tomorrow, still peaceably OC'ing and close my accounts and letting the bank know why.

    Moses Lake Police Department.
    I did get snowed, I walk out the door and he asks me to put my hands up and disarms me ON OUR PROPERTY.
    I think he was talking about .300. He was talking as if banks were the same as jails and courthouses.
    There has been no change to that law. Banks are not the "same" as jails or courthouses. The bank may have decided they were going to prohibit them by policy, but that is not something for anyone to enforce after the fact.

    Did you get name of the officer who came to your house? I would be doing FOIA first thing tomorrow along with filing a complaint with the PD.

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    Blah blah blah, I realize this now. I was halfway asleep. (been up all night)
    Im kicking my ass over what I let them do.
    Yeah, thats what I dont get, 10-11 hours later they show up about it. Obviously it was not important enough to warrant immediant attention.
    I gots ther names, trying to get a Case# now.

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    Wow even I didn't get disarmed even though they did bring their assault rifles.
    Yeah don't believe that BS banks are still private that cop is a liar and you should have told him to talk to your lawyer. Close your account, they don't your business if they're calling the cops on customers.

    I made a similar mistake by giving the my name and address.

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    FunkTrooper wrote:
    Wow even I didn't get disarmed even though they did bring their assault rifles.
    Yeah don't believe that BS banks are still private that cop is a liar and you should have told him to talk to your lawyer. Close your account, they don't your business if they're calling the cops on customers.

    I made a similar mistake by giving the my name and address.
    Im going to go over there tomorrow and close my accounts. Im not sure if I want to carry. Im sure at this point they have been misinformed to the laws by the police they would probably call on sight.

    Anybody have any tips on writing a FOIA and a compliant?

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    Regular Member TechnoWeenie's Avatar
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    colt45ws wrote:
    FunkTrooper wrote:
    Wow even I didn't get disarmed even though they did bring their assault rifles.
    Yeah don't believe that BS banks are still private that cop is a liar and you should have told him to talk to your lawyer. Close your account, they don't your business if they're calling the cops on customers.

    I made a similar mistake by giving the my name and address.
    Im going to go over there tomorrow and close my accounts. Im not sure if I want to carry. Im sure at this point they have been misinformed to the laws by the police they would probably call on sight.
    Wear a cowboy hat and walk up the counter, and in a southern accent say 'I'd like to make a withdrawal ma'am'..


    Ok, don't... still funny though...

    The bank obviously GAVE them your information, either from the account, or from the surveillance tapes, which is a clear violation of your privacy. Consider a civil suit against the bank for disclosing personal information as well..
    Evangelical lessons are provided upon request. Anyone wishing to meet Jesus can just kick in my door.

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    I got a casee number but I think my anger got them best of me and hung up before he finished. Oh well, I have most of it. When I pick up a complaint form tomorrow I will ask them to double check what I have.
    Anybody have a good sample FOIA letter?

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    Don't open the door without a warrant, don't lose your temper over the phone, and don't forget to close your accounts (don't OC it will make things worse) and write a very angry letter to Chase over this. Unless there is something in your account agreement, it seems over the top for them to give your address to the cops.

    Try a credit union. I bank with Harborstone, which is pretty much Pierce/Thurston County only and I haven't OC'd in there, but after I lost my wallet, I chatted with the manager about replacing lost documents and mentioned my CPL and they never batted an eye, which is a plus in my book.

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    I didnt really let it show I just said "kthxby*click*" I thought about it and I think I cut him off.
    No matter. I will go over there tomorrow and have them double check it at the desk.
    I had already decided against OC. With the fat line that cop had been feeding me, Im sure they think its illegal regardless of their policy.
    Your letter to Chase is a good idea. I will sit down and write one now.

  23. #23
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    Don't forget to cite the applicable RCW's to the PPD, and for that matter Chase when you complain.

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  25. #25
    Regular Member DEROS72's Avatar
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    My daughter is a chase manager she is the boss lady..You would have no trouble in her branch.Although she is out for another weeks on maternity leave.At the Enumclaw branch.Ask for Carrie when she gets back..

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