I just got a Ruger SR9(17 rd mag) and am lovin it. Got mine for $350 and think it well worth it. I was actually looking at the XDM 9mm but the price difference with the overall better feel off the SR9 sold me. I'd recommend it
And to my understanding, you need a CCL to carry a loaded firearm in the car. Loaded in any way shape or form, otherwise it can't be loaded while you're in the vehicle or it's trouble time. But I think the mag can be loaded.I need to check about where the rounds need to be in relation to the unloaded firearm cause I'm not a 100% on it yet.
Not too sure about the other stuff yet, but I'm sure I'll find out cause I frequent those areas too.Feel free to PM me when you're in the area and we could OC a coffee shop or something:P