I carry the P93, which is the same gun except for the the P93 is DAO and not DA/SA like the 95 and the 93 has an alloy frame not polymer. The P95 is an awesome weapon, accurate, super reliable, mags are cheap and plentiful. The newer models have a rail under the dust cover, and a much improved grip tecture.
I am going to upgrade to one when my funds allow it. Though I like the 93 because the DAO gives a long trigger press each time while wearing gloves in the coldand the 95 in the SA mode would be too sensitive with thick gloves on,IMO.
I would get a 95 in stainless, they all have a polymer frames. My best friend had a 95 about 7 years ago, and swears it shot as good as his G17 does now.
The ruger P series are like the AK47 of pistols IMO, not the prettiest or the most accurate, but reliable and will put your rounds center mass every time.
hope that helps.