Page 1 of 3 123 LastLast
Results 1 to 25 of 64

Thread: state farm lawyer appointment regarding my burglary

  1. #1
    Regular Member
    Join Date
    Aug 2009
    Location
    nowhere
    Posts
    631

    Post imported post

    ok so this was interesting.

    quick recap.

    my property was burglarized 2x in 2009 to the sum of $30,000. ALL of my mechanics tools were stolen. I was insured with state farm who is trying to accuse me of fraud and has been fighting against paying out since august of 2009. the insurance has been doing everything they can do find anything against me. criminal background check, financial background checks, etc..etc..etc..etc..

    now it's gotten to the point that they called an attorney and my wife and me are supposed to go before the attorney SEPARATELY for "statements under oath". we got a letter in the mail regarding appointment dates, etc.... and that we should call to confirm the appointment.

    NOW.....here is where it gets interesting.

    My wife just called them to confirm the appointment, and after she gets off the phone she comes into the living room and looks at me with this confused/blank stare and says:
    "i just want to let you know before you come down here to please pass along to your husband that our office does NOT allow firearms".




    HOW THE HELL would they know that i open carry??? how far are these people digging to have come up with such information???

    I mean i would have to assume that that is not your "average" message relayed during the phone conversation of a appointment confirmation.


    what do you guys think???

  2. #2
    Campaign Veteran GLOCK21GB's Avatar
    Join Date
    Apr 2009
    Location
    Green Bay, Wisconsin, USA
    Posts
    4,348

    Post imported post

    ... twilight zone...:what:
    http://youtu.be/xWgVGu3OR4U AACFI, Wisconsin / Minnesota Carry Certified. Action Pistol & Advanced Action pistol concepts + Urban Carbine course. When the entitlement Zombies begin looting, pillaging, raping, burning & killing..remember HEAD SHOTS it's the only way to kill a Zombie. Stockpile food & water now.

    Please support your local,county, state & Federal Law enforcement agencies, right ???

  3. #3
    Regular Member
    Join Date
    Jan 2010
    Location
    Occupied Territory , Illinois, USA
    Posts
    82

    Post imported post

    If I were you, I would not go down to their office without my own attorney. They are clearly trying to set up for potential litigation and you need to have an advocate for your own interests.



  4. #4
    Banned
    Join Date
    Jun 2009
    Location
    across Death's Door on Washington Island, Wisconsin, USA
    Posts
    2,382

    Post imported post

    State Farm does not like firearms. Search the web for a story from maybe ten years ago in South Carolina ... hell, I'll do it....

    http://www.scfirearms.org/Merchants/...m/timeline.htm

  5. #5
    Regular Member
    Join Date
    Feb 2010
    Location
    Chetek, Wisconsin, USA
    Posts
    183

    Post imported post

    Wow is all I can muster I had a workmans comp claim were the insurance company took pitcures of me wile I was in the doctors office and pulled records from my creadit and even my college called me to say that they tryed getting my school class schedual and if I was in any programs or classes where I would be excerting any physical movement that could show that I was not injured. This was after I had two surgeries for skin graphs from burns to my face chest and arms from the accident they are shisty little people whos only job is to find any reason to not pay. Its a lose lose you had to deal with people stealing from you no you have to deal with this its horrible Im sorry to hear this Hope every thing goes good and you get your money.

  6. #6
    Regular Member
    Join Date
    Aug 2009
    Location
    nowhere
    Posts
    631

    Post imported post

    CraigC178 wrote:
    If I were you, I would not go down to their office without my own attorney. They are clearly trying to set up for potential litigation and you need to have an advocate for your own interests.


    i tried. unfortunately i couldn't find any lawyers that seemed to think this case was worth anything. so nobody wanted to do one of those "percentage of the winnings" type deals. every estimate i got was upwards to $10,000 with around $3,000 cash up front.

    no way in hell could i come up with that kinda money the way things have been going for us the past couple years.


    so i'm just gonna have to do my very best to out-talk the professional talker.






    but seriously.............where, how, why did they come up with any reason to specifically tell my wife to "tell her husband that firearms aren't allowed"??? are they reading forums or something??? LOL

  7. #7
    Banned
    Join Date
    Jun 2009
    Location
    across Death's Door on Washington Island, Wisconsin, USA
    Posts
    2,382

    Post imported post

    Is it paranoia if they're really after you?

    That would be a good income for a troll paralegal, 10% of loss reduction on specified cases - those involving firearms among others. Know now what is at risk posting personal details here.

  8. #8
    Regular Member oak1971's Avatar
    Join Date
    Jun 2008
    Location
    Wisconsin, USA
    Posts
    1,937

    Post imported post

    I think they have a private detective following you. It's the only way they could know about your carry status. He or she would also have pulled your background info.
    In God I trust. Everyone else needs to keep your hands where I can see them.

  9. #9
    Regular Member
    Join Date
    Aug 2009
    Location
    nowhere
    Posts
    631

    Post imported post

    oak1971 wrote:
    I think they have a private detective following you. It's the only way they could know about your carry status. He or she would also have pulled your background info.
    yeah I've thought about that before already. since they are accusing me of fraud it would just make sense that they have somebody watching me to see if i've been working out of my garage, or using my tools elsewhere.

    but if that's the case, then i hope he also told them that i've been driving all winter on a bad u-joint, that my tires are so out of balance that i can barely go over 60 without shaking to death, and that i had to have a friend drive 1/2hour to my house and bring HIS tools so i could fix my jeep when it broke down and i didn't have transportation to take the kid to the doctor.

  10. #10
    McX
    Guest

    Post imported post

    don't speak to them without your lawyer present, i agree completely that they are trying to set you up. if you do go, wear an emplty holster just to stick it to them.
    this smacks to me like when we got insurance with a new carrier for the shop, they saw the open carry allowed sign, and all the sudden they wanted to know about my firearm. i told them i refuse to answer their questions, and i am a responsible firearm owner- nothing more. got my insurance, and that was that.

  11. #11
    McX
    Guest

    Post imported post

    scorpio, bring your mug down to the shop, and we'll help you out, we always back an open carrier.

  12. #12
    Regular Member
    Join Date
    Aug 2009
    Location
    nowhere
    Posts
    631

    Post imported post

    McX wrote:
    don't speak to them without your lawyer present, i agree completely that they are trying to set you up. if you do go, wear an emplty holster just to stick it to them.
    this smacks to me like when we got insurance with a new carrier for the shop, they saw the open carry allowed sign, and all the sudden they wanted to know about my firearm. i told them i refuse to answer their questions, and i am a responsible firearm owner- nothing more. got my insurance, and that was that.
    well as i said above, i'm my own lawyer because i can't afford a "real lawyer". LOL


    as for our new homeowners insurance, we are with USAA now, and when we were setting up our policy, i was being as detailed and asking as many questions as i could. then suddenly the agent said to me: "also if you decide to acquire weapons for home or self defense, those are also covered under the homeowners insurance"
    so i asked if he could be more specific, since that is such a controversial topic in some circles, and that he might say they cover weapons, but then it turns out they only cover pocket knives and airsoft guns.
    so he replied: "airsoft guns, handguns, shotguns, hunting rifles, M16's.................if you are legally allowed to own it, we'll cover it".


    so at least in the future i know that our new homeowners "claims" to be firearms friendly.

  13. #13
    McX
    Guest

    Post imported post

    face it dude, you mug is legendary. you open carrying damn radical you!

  14. #14
    Regular Member
    Join Date
    Aug 2009
    Location
    nowhere
    Posts
    631

    Post imported post

    McX wrote:
    face it dude, you mug is legendary. you open carrying damn radical you!
    can't a guy just wear army camos and sleeveless shirt to show off his ink???
    why can't i just be a law-abiding citizen, why a open carrying radical???

  15. #15
    Regular Member bluehighways's Avatar
    Join Date
    Jan 2010
    Location
    wisconsin
    Posts
    142

    Post imported post

    Insurance companies regularly hire private spooks to case people filing a medium to large claim. I had one following me 12 years ago after I was run over by a negligent semi-truck driver. I was hurt pretty bad, and as soon as I was able to move around on my own, case still pending, I noticed black GMC suv's were everywhere that I was. I'm extremely observant of my surroundings in the first place and have an eye for detail, so I took note of the license plates.

    Sure enough, it was the same two vehicles following me everywhere I went. This went on for over a year, until the case was settled.

    If you're filing a claim or suing an insurance company, mind your P's and Q's. Dot all I's and cross your T's, too. Make sure your $h1t is squeaky clean, because they (the insurance companies) DO hire private spooks to follow you around and take notes on everything they see.
    "The problem with quotes on the Internet is that it is often difficult to verify their authenticity." - Abraham Lincoln

  16. #16
    Regular Member hardballer's Avatar
    Join Date
    Jul 2009
    Location
    West Coast of Wisconsin
    Posts
    925

    Post imported post

    Get tape, man. . . get tape.


    Yeah, I know it's digital but that doesn't sound nearly as cool.
    Hokey religions and ancient weapons are no match for a good blaster at your side, kid. Han Solo

    http://buffaloholstercompany.blogspot.com/ Concealment holsters IWB, SOB, and belt slide. Open Carry too. New from Buffalo Holster, Women's holsters for concealment and or belt carry.

  17. #17
    Regular Member goforlow's Avatar
    Join Date
    Aug 2009
    Location
    Eau Claire, Wisconsin, USA
    Posts
    201

    Post imported post

    As stated by "bluehighways", the insurance company WILL have a private investigator watching you!

    Yes, I speak from experience. Back when I was in the military, I did some moonlighting work as a PI. Most of my work was for other GI's looking for cheating spouses. I worked 6 or 7 cases for insurance companies watching folks with medical/disability claims. I can't go into alot of detail, but I was paid to follow folks around and get pictures and video of them in their normal life activities. Always looking for things that worked against them and their claims. Of the cases I worked, only 1 guy was truly injured!

    And, yes, the insurance company DOES NOT want to pay you anything! Good luck and document all the things that you needed to change in your life/work because of this issue.

    Wisconsin Carry Inc - Founders Club Member
    NRA - Life Member
    3rd generation US Air Force Veteran

  18. #18
    Wisconsin Carry, Inc. Shotgun's Avatar
    Join Date
    Aug 2006
    Location
    Madison, Wisconsin, USA
    Posts
    2,668

    Post imported post

    Damn! Once upon a time my (previous) insurance company was all too eager to pay my neighbor when a tree which was on the property line took out his rusty old storage shed during a storm. The neighbor had previously trimmed the live portion of the tree overhanging his shed and left the dead portion intact. They paid enough to buy 2 new sheds over my objections saying they "didn't want hard feelings between neighbors."
    A. Gold

    Failure to comply may result in discipline up to and including termination.
    The free man is a warrior. - Nietzsche "Twilight of the Idols"

  19. #19
    Regular Member bluehighways's Avatar
    Join Date
    Jan 2010
    Location
    wisconsin
    Posts
    142

    Post imported post

    Shotgun: times have changed. Things are ugly these days.
    "The problem with quotes on the Internet is that it is often difficult to verify their authenticity." - Abraham Lincoln

  20. #20
    Regular Member
    Join Date
    Jul 2009
    Location
    , Wisconsin, USA
    Posts
    64

    Post imported post

    We've got all our insurance through Farmers. When I started with them I double checked that they would cover my firearms. They did, to a specified limit.(more available at extra cost)
    When I started OC'ing I went back to my agent and specifically asked if they would cover any liability claim arising from my lawful use of my guns for self defense. My agent had to go to the underwriters to check but found that they definitely would cover any lawful use up to the limit of the umbrella policy. It's not enough to cover the loss of your guns, but also your use of them... at least until Wisconsin enacts a castle doctrine.

  21. #21
    Wisconsin Carry, Inc. Shotgun's Avatar
    Join Date
    Aug 2006
    Location
    Madison, Wisconsin, USA
    Posts
    2,668

    Post imported post

    bluehighways wrote:
    Shotgun: times have changed. Things are ugly these days.
    Ah, yeahhhh..... I considered it ugly those days too!
    A. Gold

    Failure to comply may result in discipline up to and including termination.
    The free man is a warrior. - Nietzsche "Twilight of the Idols"

  22. #22
    Campaign Veteran rcawdor57's Avatar
    Join Date
    May 2009
    Location
    Wisconsin, USA
    Posts
    1,643

    Post imported post

    USAA is an excellent company! I have had them for many, many years. Over the years me, my sons and daughter all have gotten USAA for our homes, cars and other items of expense. For firearms they will issue you a separate policy. The standard homeowners policy will not cover your firearms as you may be thinking. The firearm insurance is rather expensive and you have to catalog all your guns for them so they know what you have and the serial numbers of each. I opted to NOT get the extra coverage since it actually would cost much more than my homeowners policy by itself. What I did do to "insure" my guns is buy a big ole fireproof gunsafe and store my toys in it. Is it 100% guaranteed? Of course not but it sure as heck will deter anyone who thinks they can just walk in and grab a gun. But once again USAA is a great company that supports the Constitution believe it or not!

    So are you a veteran?

    Dump State Farm! I had them years ago and they are not very good at doing what they get paid for...to pay for losses. When my motorcycle was stolen in Charleston, SC they accused me of having it stolen and wouldn't pay my claim for six weeks.
    “The Constitution shall never be construed... to prevent the People of the United States who are peaceable citizens from keeping their own arms.” -- Samuel Adams

    “Today, we need a nation of Minutemen. Citizens who are not only prepared to take arms, but citizens who regard the preservation of freedom as the basic purpose of their daily life and who are willing to consciously work and sacrifice for that freedom.”

    —John F. Kennedy

  23. #23
    McX
    Guest

    Post imported post

    they don't allow firearms?! how un-American! go empty holster.

  24. #24
    Regular Member BROKENSPROKET's Avatar
    Join Date
    Jan 2010
    Location
    Trempealeau County
    Posts
    2,187

    Post imported post

    IF I was you, I would not got the your scheduled appointment without a lawyer.

  25. #25
    Regular Member Interceptor_Knight's Avatar
    Join Date
    May 2007
    Location
    Green Bay, Wisconsin, USA
    Posts
    2,839

    Post imported post

    McX wrote:
    they don't allow firearms?! how un-American! go empty holster.
    This.....

    When I am out Open Carrying I put my holster on in the morning and do not remove it until I return in the evening. Empty holster is a great way to state your point in legal exclusion zones also.

Page 1 of 3 123 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •