Good Lord. You carry all that? I normally carry the M&P .40 either in the kholster or in the fobus or bladetech. I sometimes carry the bladetech double mag holster too, depending on where I am going and how I feel. I also carry an every day pocket knife on my right side for everyday use, and an easy access blade on my weak side positioned for firearm retention. other than that, just wallet and keys with a multitool and flashlight on keychain.
Now..........if we're talking about EDC bags, that's a whole other can of worms. :-)