Nevada carrier
Regular Member
imported post
Are there any insurance companies who will underwrite a policy that insures gun owners against legal defense costs and civil judgement?
You shoot an intruder in your home and are arrested and charged. You contact your insurer from jail and inform them of the situation. They dispatch a bondsman who will post your bail. You're insurer then contacts you to inform you that they have arranged for your legal representation who will defend you in criminal and civil court. You are responsible for paying a portion of the fees up to your deductible amount.
Your lawyer successfully defends you in criminal court, but the meth addicted wife of the BG you killed has hired a lawyer to try to squeeze a settlement out of you so the crack head spouse can make a payday that will fund her drug habit for the next 10 years. By now your criminal case has accrued enough charges to reach your deductible. The attorney your insurer hired for you offers them a settlement of $50,000 and they accept.
You're apartment complex owner and a neighbor have also sued you for damages resulting from one of the 14 rounds that didn't hit the BG, that penetrated a wall, hitting a watter line flooding the apartment below you. Your insurer pays these damages as well.
Good idea, bad idea, no opinion?
Are there any insurance companies who will underwrite a policy that insures gun owners against legal defense costs and civil judgement?
You shoot an intruder in your home and are arrested and charged. You contact your insurer from jail and inform them of the situation. They dispatch a bondsman who will post your bail. You're insurer then contacts you to inform you that they have arranged for your legal representation who will defend you in criminal and civil court. You are responsible for paying a portion of the fees up to your deductible amount.
Your lawyer successfully defends you in criminal court, but the meth addicted wife of the BG you killed has hired a lawyer to try to squeeze a settlement out of you so the crack head spouse can make a payday that will fund her drug habit for the next 10 years. By now your criminal case has accrued enough charges to reach your deductible. The attorney your insurer hired for you offers them a settlement of $50,000 and they accept.
You're apartment complex owner and a neighbor have also sued you for damages resulting from one of the 14 rounds that didn't hit the BG, that penetrated a wall, hitting a watter line flooding the apartment below you. Your insurer pays these damages as well.
Good idea, bad idea, no opinion?