Hi-Point, Bersa, Taurus and Rossi are my stock responses to these types of comments. I see the basic investment minimum as around $200-250 (new). That seems to be in reach of anyone above subsistence level living. Then some ammo and show them to your favorite shooting spot. Many are surprised you don't "need" those $1200+ tac models and tons of SD ammo. Introduce them to a Hi-Point 9mm or a Bersa .380 and a couple of boxes of FMJ ammo, then let them shoot into their starting pointa bit after safety basics. They get the job done.