Welcome to the forum.
A good resource for questions like yours is http://www.handgunlaw.us/
Without searching through your state laws, my first reaction is the same as yours - even if it's unloaded it's still considered a concealed weapon.
Hopefully there are some WV residents who are familiar with your laws who can provide citations & links.
Here's a link to WV statutes, with a search function: http://www.legis.state.wv.us/WVCODE/code.cfm
AHA! Here's what you want (that blue word 'here' has a link to the law - click on it):
BTW, law enforcement is traditionally a very bad source for legal advice, so I'd advise against asking them. Some (Ayoob, LawDog) are very knowledgable. Way too many across the country have shown through their words & actions that they don't know the laws."Concealed" means hidden from ordinary observation so as to prevent disclosure or recognition. A deadly weapon is concealed when it is carried on or about the person in such a manner that another person in the ordinary course of events would not be placed on notice that the deadly weapon was being carried.
Out of curiosity, why not just carry it? Or if you want to have it unloaded, carry the pistol in a holster & the ammo in your pocket.