But Without a CHL OC is still allowed but the gun has to be unloaded right? where does the mag have to be? and can the mag be loaded? also what applies while in the car for OC w/out a CHL?
Did you read the links provided?
The only city that has ordinances to stop loaded magazine carry is PDX. However state law forbids the city from banning loaded magazines or clips, they only have the authority to ban loaded OC. (Such as Salem, where you can have your magazine loaded, but not attached to your firearm. This puts you in a similar situation as the guys in California who UOC)
At any rate, while PDX may stop you, arrest you and ticket you for having loaded mags with you.. You could be the test case who takes it to court and fights against the unconstitutional (State) ordinance to have it stricken from the books. Money and time many people do not have.
Personally I avoid PDX as much as I can, I do not enjoy the city at all. As well, I do not wish to be bothered in such a "hassle area" so I chose to CC there, especially with the tendency of the PDX police to shoot first and ask questions later. I would feel more comfortable if we held an OC event somewhere in PDX, hoping that we get CHL holders to attend so that we can all legally LOC and hopefully educate those who ask.