In CA you have to have an h.s.c. . Card. $25 + $20 for the background and transfer. At least this is what the ffl guys said. Recent hit a stretch of bad luck and lost the job. So saving is what ill be limited to while attempting to pay the bills at the same time.
The FFL is wrong, and is just looking to make his $10.00.
The form I linked to is specifically intended for transfer between direct family members. Spouse to spouse, mother/father to daughter/son, daughter/son to mother/father, grandmother/grandfather to granddaughter/grandson.
If you go through an FFL the charges will be as follows:
$25.00 for the HSC (you will have to pay this either way)
$25.00 DOJ Person to Person Transfer fee
$10.00 FFL Fee
The FFL will also have to take possession of the handgun for the mandatory 10 day waiting period.
So it will end up costing you $60.00, and 10 days without a handgun, i.e. being defenseless.
If you use the linked form, the charges will be as follows:
$25.00 for the HSC
$19.00 for transfering the handgun into your name in the DOJ database.
$0.44 for the stamp to send the form to the DOJ via USPS.
Total Cost $44.44, and you get to keep the handgun in your possession and NOT be defenseless for 10 days.
This is from the California Attorney General's website:
http://ag.ca.gov/firearms/pubfaqs.php#21
Question: Can I give a firearm to my spouse or registered domestic partner? Can he/she give it back to me later?
Answer: Yes, as long as the person receiving the firearm is not in a prohibited category [PDF 10 kb / 1 pg] and the firearm is not an assault weapon, the transfer of a firearm between a husband and wife or registered domestic partners is exempt from the requirement to use a licensed dealer to perform the transfer. However, if the firearm is a handgun, the recipient must submit an Report of Operation of Law or Intra-Familial Handgun Transaction [PDF 481 kb / 2 pg] and $19 fee to the DOJ within 30 days.
(PC sections 12076(f), 12078(i))