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Thread: Bank of America

  1. #1
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    Bank of America

    I just went to my bank and ccw while there(Bank of America) to get a new debit card and while there I ask the assistant manager what there weapons policy was. She said it was a Federal offense to carry a gun in a federally owned establishment. I said really, she said yes and theres a sign on the door stating such. She also ask me if I had a problem with it. Totally floored I did not want to start an argument with her so I said that was her right and left. I can find nothing that says its illigal to carry in a bank if no sign is up.
    I even ask a customer walking up to the door if she could see any weapons sign and her response was none at all.

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    Quote Originally Posted by Jim40Cal View Post
    I just went to my bank and ccw while there(Bank of America) to get a new debit card and while there I ask the assistant manager what there weapons policy was. She said it was a Federal offense to carry a gun in a federally owned establishment. I said really, she said yes and theres a sign on the door stating such. She also ask me if I had a problem with it. Totally floored I did not want to start an argument with her so I said that was her right and left. I can find nothing that says its illigal to carry in a bank if no sign is up.
    I even ask a customer walking up to the door if she could see any weapons sign and her response was none at all.
    When did the federal government acquire Bank Of America?

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    Regular Member 77zach's Avatar
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    Quote Originally Posted by Jim40Cal View Post
    I just went to my bank and ccw while there(Bank of America) to get a new debit card and while there I ask the assistant manager what there weapons policy was. She said it was a Federal offense to carry a gun in a federally owned establishment. I said really, she said yes and theres a sign on the door stating such. She also ask me if I had a problem with it. Totally floored I did not want to start an argument with her so I said that was her right and left. I can find nothing that says its illigal to carry in a bank if no sign is up.
    I even ask a customer walking up to the door if she could see any weapons sign and her response was none at all.
    Don't ask. They'll always say it's prohibited. Just do it, and if they have a problem with it, close your account and leave.
    “If the natural tendencies of mankind are so bad that it is not safe to permit people to be free, how is it that the tendencies of these organizers are always good? Do not the legislators and their appointed agents also belong to the human race? Or do they believe that they themselves are made of a finer clay than the rest of mankind? ” -Bastiat

    I don't "need" to openly carry a handgun or own an "assault weapon" any more than Rosa Parks needed a seat on the bus.

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    Quote Originally Posted by 77zach View Post
    Don't ask. They'll always say it's prohibited. Just do it, and if they have a problem with it, close your account and leave.
    This. i work at a bank. They are certainly not federally owned. You can carry there all you want. All the standard CCW laws apply, so just pretend its your local hardware store. The lady you talked to didnt know what she was talking about.

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    Anytime someone blurts out that its illegal to carry a gun into a bank, tell them to get their ass off the couch and stop watching cop shows.

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    I bank at Landmark Bank here in Columbia, MO. Today I had a paycheck to deposit, and needed to ask someone some questions concerning account record reports, so I decided not to use the drive up window. I was OCing. There was a "No weapons allowed on premises" with a crossed-out pistol picture on the glass next to the door. I walked in, walked past a few employees, up to the tellers, deposited my check, conducted my business, and walked out. Several employees saw that I was carrying, but not a word was said about it, and they were as pleasant to deal with as any time (and that is not sarcasm, they are truly friendly and helpful).

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    Regular Member cshoff's Avatar
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    Quote Originally Posted by Jim40Cal View Post
    I just went to my bank and ccw while there(Bank of America) to get a new debit card and while there I ask the assistant manager what there weapons policy was. She said it was a Federal offense to carry a gun in a federally owned establishment. I said really, she said yes and theres a sign on the door stating such. She also ask me if I had a problem with it. Totally floored I did not want to start an argument with her so I said that was her right and left. I can find nothing that says its illigal to carry in a bank if no sign is up.
    I even ask a customer walking up to the door if she could see any weapons sign and her response was none at all.
    The person you spoke with at the bank was woefully misinformed, to be sure. There is no federal or state prohibition in place, against the carry of firearms into banks. In fact, even if they have a gunbuster sign posted, it isn't "illegal".
    Last edited by cshoff; 08-24-2011 at 11:17 PM.

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    I open carry into B of A every other week at 75th and Hwy 350. They treat me very well and welcome me. They are the reason I moved my money from Commerce.

    Which branch did you go into??
    Last edited by peterarthur; 08-26-2011 at 02:49 PM.
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    17410 E 24 Highway
    Independence, MO 64050

    Spoke to: Catherine Collison
    Assistant Manager

    I also went there because of Commerce Bank...

  10. #10
    mattwestm
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    I've carried in my local BoA branch here in NC with no problems. We aren't allowed to CC in banks per state law, but OC is okay. I've never seen a BoA branch with signs posted. I have another account with my local credit union and they don't have any problems with OC either.

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    Quote Originally Posted by Jim40Cal View Post
    I just went to my bank and ccw while there(Bank of America) to get a new debit card and while there I ask the assistant manager what there weapons policy was. She said it was a Federal offense to carry a gun in a federally owned establishment. I said really, she said yes and theres a sign on the door stating such. She also ask me if I had a problem with it. Totally floored I did not want to start an argument with her so I said that was her right and left. I can find nothing that says its illigal to carry in a bank if no sign is up.
    I even ask a customer walking up to the door if she could see any weapons sign and her response was none at all.

    Your CCW class should have illustrated that if it's posted you're not supposed to carry within. The class should have also covered any location prohibited by Federal law. Business owners, espeically bankers, will tell you it's illegal to carry a firearm, some will tell you that only cops can carry guns. They often don't have a clue. It's your duty to know where you can and cannot carry under the law, not theirs.

    If it's not posted, don't ask them!

    Don't fret any at all, we all make mistakes on such issues from time to time by engaging the wrong folks about firearms laws and policy.

    My favorite question: Are you carrying?
    My favorite answer: That's the beauty of concealed carry, you don't know and I don't have to tell you.
    Last edited by REALteach4u; 08-30-2011 at 11:07 AM.

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    Quote Originally Posted by REALteach4u View Post
    Your CCW class should have illustrated that if it's posted you're not supposed to carry within. The class should have also covered any location prohibited by Federal law.
    It does and they do. In Missouri, you can carry in a bank thanks to Paragraph 2 in RSMO 571.107. The attorney who helped write MO CCW law taught my CCW class and I very specifically asked him this exact question.

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    Quote Originally Posted by REALteach4u View Post
    Your CCW class should have illustrated that if it's posted you're not supposed to carry within. The class should have also covered any location prohibited by Federal law. Business owners, espeically bankers, will tell you it's illegal to carry a firearm, some will tell you that only cops can carry guns. They often don't have a clue. It's your duty to know where you can and cannot carry under the law, not theirs.

    If it's not posted, don't ask them!

    Don't fret any at all, we all make mistakes on such issues from time to time by engaging the wrong folks about firearms laws and policy.

    My favorite question: Are you carrying?
    My favorite answer: That's the beauty of concealed carry, you don't know and I don't have to tell you.



    A posted sign does not necessarily mean anything. According to RSMO 571.107.1(15)

    (15) Any private property whose owner has posted the premises as being off-limits to concealed firearms by means of one or more signs displayed in a conspicuous place of a minimum size of eleven inches by fourteen inches with the writing thereon in letters of not less than one inch. The owner, business or commercial lessee, manager of a private business enterprise, or any other organization, entity, or person may prohibit persons holding a concealed carry endorsement from carrying concealed firearms on the premises and may prohibit employees, not authorized by the employer, holding a concealed carry endorsement from carrying concealed firearms on the property of the employer. If the building or the premises are open to the public, the employer of the business enterprise shall post signs on or about the premises if carrying a concealed firearm is prohibited. Possession of a firearm in a vehicle on the premises shall not be a criminal offense so long as the firearm is not removed from the vehicle or brandished while the vehicle is on the premises. An employer may prohibit employees or other persons holding a concealed carry endorsement from carrying a concealed firearm in vehicles owned by the employer;
    If the sign they use does not meet the minimum size and letter size requirements it is not legally posted.

    Even if the business is properly posted, it is not a criminal act to carry on the premises. RSMO 571.107.2 states


    2. Carrying of a concealed firearm in a location specified in subdivisions (1) to (17) of subsection 1 of this section by any individual who holds a concealed carry endorsement issued pursuant to sections 571.101 to 571.121 shall not be a criminal act but may subject the person to denial to the premises or removal from the premises. If such person refuses to leave the premises and a peace officer is summoned, such person may be issued a citation for an amount not to exceed one hundred dollars for the first offense. If a second citation for a similar violation occurs within a six-month period, such person shall be fined an amount not to exceed two hundred dollars and his or her endorsement to carry concealed firearms shall be suspended for a period of one year. If a third citation for a similar violation is issued within one year of the first citation, such person shall be fined an amount not to exceed five hundred dollars and shall have his or her concealed carry endorsement revoked and such person shall not be eligible for a concealed carry endorsement for a period of three years. Upon conviction of charges arising from a citation issued pursuant to this subsection, the court shall notify the sheriff of the county which issued the certificate of qualification for a concealed carry endorsement and the department of revenue. The sheriff shall suspend or revoke the certificate of qualification for a concealed carry endorsement and the department of revenue shall issue a notice of such suspension or revocation of the concealed carry endorsement and take action to remove the concealed carry endorsement from the individual's driving record. The director of revenue shall notify the licensee that he or she must apply for a new license pursuant to chapter 302 which does not contain such endorsement. A concealed carry endorsement suspension pursuant to sections 571.101 to 571.121 shall be reinstated at the time of the renewal of his or her driver's license. The notice issued by the department of revenue shall be mailed to the last known address shown on the individual's driving record. The notice is deemed received three days after mailing.

    So, even carrying where it is properly posted is only going to be a problem if you refuse to leave the premises and a peace officer is summoned. I personally have no problem carrying concealed where the business owner has failed to properly post against it. I feel no obligation to respect their desire to keep firearms out of their business, if they are unwilling to do so in the proper manner. To those business owners who have followed proper signage laws, while carrying in their establishments concealed offers no real consequences, I choose to respect their rights as property owners and not carry concealed there.
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  14. #14
    Regular Member Fallschirmjäger's Avatar
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    Germane to the subject but not to Missouri.

    I used to openly carry to my BoA bank, but one day as I had just finished my transaction an employee signaled me over and whispered, "In the future, you can't carry in here."
    "Sorry, I didn't see any signage about that."
    He said it was on the front door and pointed it out to me; there beside the 2-inch 'no smoking' sign was pistol with a bar across it.
    "Oh, I saw the "No Smoking one", but I thought the second just meant "No Shooting."

    "It means you can't carry in here."
    "Fine, close my account, I'll take it across the street."

    He wouldn't do it until I left my pistol in my car, so a small victory to him.
    When he brought up my account, closing the checking was no problem at all... and then he looked at savings. "Uh... did you want to leave your savings here?"
    "Why would I want to let this bank keep any of my money after the way you just treated a customer? Close. The. Account."

    Took the checks over to the bank across the street, they were verrryyy happy to have the funds deposited. And didn't give me any grief when I opened the account whilst carrying on the belt. A few days later, customer retention at BoA called to see if they could retain me as a customer. I told them who, and I told them why.
    And I told them 'no'.



    In hindsight, I kinda wish I had told BoA that their checks were unacceptable to me and that I wanted cash.

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    Quote Originally Posted by SavageOne View Post
    A posted sign does not necessarily mean anything. According to RSMO 571.107.1(15)



    If the sign they use does not meet the minimum size and letter size requirements it is not legally posted.

    Even if the business is properly posted, it is not a criminal act to carry on the premises. RSMO 571.107.2 states





    So, even carrying where it is properly posted is only going to be a problem if you refuse to leave the premises and a peace officer is summoned. I personally have no problem carrying concealed where the business owner has failed to properly post against it. I feel no obligation to respect their desire to keep firearms out of their business, if they are unwilling to do so in the proper manner. To those business owners who have followed proper signage laws, while carrying in their establishments concealed offers no real consequences, I choose to respect their rights as property owners and not carry concealed there.
    Notice that the law specifies concealed carry. How does it apply if you open carry. It is very specific about CCW, says NOTHING about open carry
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    I no longer bank with BoA becasue we do not have one where were we live now, but it is my understanding the BoA Corporate policy is "state law". I have OC'd in the BoA I used to use without any questions.

    Same with Wells Fargo, where I now bank. State Law applies. This applies to OC and/or CC. Whatever the state law is, that is what they allow.

    It is also my understanding that Corporate Official policy for US Bank is no guns, though some branches ignore that official policy.

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    Quote Originally Posted by peterarthur View Post
    Notice that the law specifies concealed carry. How does it apply if you open carry. It is very specific about CCW, says NOTHING about open carry

    If you will look at the post I quoted he was talking about CCW(as was the OP), so I quoted the specifics for CCW


    If what your asking is how would I handle signage while open carrying? I think it would be a case by case basis, but that it would be much along the same guidelines I use for CCW.
    Last edited by SavageOne; 09-04-2011 at 05:35 PM. Reason: clarification
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    Quote Originally Posted by Fallschirmjäger
    there [on the door] beside the 2-inch 'no smoking' sign was pistol with a bar across it.
    "Oh, I saw the "No Smoking one", but I thought the second just meant "No Shooting."
    LOL! I'll have to remember that one.
    If a 'gunbuster' sign means I can't carry a gun inside the building,
    then a 'smokebuster' sign means people can't carry tobacco inside the building.

    (And are they going to search people's purses & pockets to ferret out verboten smokes?)
    Last edited by MKEgal; 09-04-2011 at 11:35 PM.
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