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Thread: Banks policies?

  1. #1
    Regular Member amzbrady's Avatar
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    Banks policies?

    Is there a bank that actually has a written policy that says it just follows state law? I'm getting tire of my bank, not because of an open carry issue. If I am going to change banks, I would rather switch to a bank that respects our 2nd Amendment.
    If you voted for Obama to prove you are not a racist...
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    Regular Member GuidoZ's Avatar
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    I've never had an issue at any US Bank branch in Skagit county, if that helps. Excellent service in the Sedro-Woolley branch as well - great group of gals there!

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    Regular Member ARADCOM's Avatar
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    Cool Bank OC

    I OC in Bellingham at ICU (Industrial Credit Union), Chase and Washington Federal (and previously at Horizon before WF took them over). Haven't had a problem at any of them.

    I was reading some thread in the past few days that listed OC friendly businesses and Chase was on the list.

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    Credit union.

    E.g. BECU.

    /thread
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    Regular Member 1911er's Avatar
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    chase

    I have been OCING at chase out here in kitsap county since I moved here ten years ago never A problem.
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    Regular Member amlevin's Avatar
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    Banks in general Suck!

    They take your money, pay nothing for the use of it, charge you a fee for everything, and then tell you what you can't do with it.

    Find a good Credit Union in your area and use them. They now offer all the services of a Bank, pay more on deposited funds, don't drain your account with all the fees, and in many cases will refund any ATM fees charged for accessing your money. In other words, Credit Unions don't suck like Banks do.

    Your money is insured too.

    Haven't had any issues carrying in my Credit Union either.
    "If I shoot all the ammo I am carrying I either won't need anymore or more won't help"

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    Regular Member amlevin's Avatar
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    Quote Originally Posted by NavyLCDR View Post
    I've never had a problem doing business with USAA while openly armed. Heck, I've even done my banking business with them wearing nothing but my underwear and my gun....
    In their "Local Branch" that's in your house, right? Isn't Online Banking great?
    "If I shoot all the ammo I am carrying I either won't need anymore or more won't help"

    "If you refuse to stand up for others now, who will stand up for you when your time comes?"

  8. #8
    Regular Member amzbrady's Avatar
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    Is there a bank that actually has a written policy that follow state law on firearms?
    If you voted for Obama to prove you are not a racist...
    what will you do now to prove you are not stupid?

    "The American people will never knowingly adopt socialism. But, under the name of "liberalism," they will adopt every fragment of the socialist program, until one day America will be a socialist nation, without knowing how it happened." - Norman Thomas

    "They who can who can give up essential liberty to obtain a little temporary safety, deserve niether liberty nor safety." - Ben Franklin

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    Regular Member cbpeck's Avatar
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    Quote Originally Posted by amzbrady View Post
    Is there a bank that actually has a written policy that follow state law on firearms?
    I think the answer is probably no.

    Plenty of us have had positive experiences with our banks/credit unions, so we keep using them. I've OCed into a couple local BofAs and Sterling Savings Banks without incident. BofAs suck, but for other reasons. Sterling has been good. NavyLCDR is right about USAA, but not everybody has an "in." It is a good option, though, if you do.

  10. #10
    Regular Member jt59's Avatar
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    Quote Originally Posted by amzbrady View Post
    Is there a bank that actually has a written policy that says it just follows state law? I'm getting tire of my bank, not because of an open carry issue. If I am going to change banks, I would rather switch to a bank that respects our 2nd Amendment.
    Hey Amz,

    I think what your getting here is that no one has pursued the question to a written response. This may be something that you do directly when you interview your next bank. You'll go in and ask for a "New Accounts" Rep., and after they pitch you on why your going to love their service, and products, you can ask that question directly. It will be interesting to see what they say....or produce.

    It seems to me that there has been this discussion before with regards to banks and in particular, WellsFargo.... and that they take the Starbucks line...what ever the state says, but I am not able to find the discussion.

    Personally, I bank at BOA, BECU, WellsFargo and Chase.....I OC in all of them, in different branches, in different towns and have never had an issue except once in Tacoma, Safeway branch where the BOA manager came out to me in line, and asked me to CC...because he thought they had a policy against it and was concerned about customer's being nerved out.....I told him that he was incorrect, and the WF corporate policy was to follow state law.....he said, "Oh, well OK" and then stood by me in line chatting and escorted me up to the tellers window for my transaction. We've become minor friends now when I go there, he doesn't concern himself.

    I have heard that Chase and BOA is negative, but I've not had an issue and have actually had tellers comment and thank me in both BOA and WellsFargo. So, that's my story and I'm sticking to it...
    Far better it is to dare mighty things, to win glorious triumphs, even though checkered by failure, than to take rank with those poor spirits who neither enjoy much nor suffer much, because they live in the grey twilight that knows not victory nor defeat....Teddy Roosevelt

  11. #11
    Regular Member hermannr's Avatar
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    I have been in a BOA OC (years ago, it was still SeaFirst) then because of fees and mortgage, I changed to Island Savings, which was taken over by PNB, which was taken over by Wells Fargo. It is my understanding Wells Fargo does have an official "state Law" policy, and I can say, I never a problem with them. No fees and they pay you a (minimal) interest rate on you checking as well as savings accounts. Only a few $$ in my case, but it is better than fees.

  12. #12
    State Researcher Bill Starks's Avatar
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    US Bank actually has a written policy against carry

    BOA has been OC friendly
    Key Bank has been OC friendly

    Like many others I will soon be dropping my "bank" and going to a credit union.

  13. #13
    Regular Member amzbrady's Avatar
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    Quote Originally Posted by M1Gunr View Post
    US Bank actually has a written policy against carry

    BOA has been OC friendly
    Key Bank has been OC friendly

    Like many others I will soon be dropping my "bank" and going to a credit union.
    I have not had any problems in BoA, But I thought I read somewhere that they will not ever do a business loan for anything firearm related. Like Bill, I will be looking into a credit union also.
    If you voted for Obama to prove you are not a racist...
    what will you do now to prove you are not stupid?

    "The American people will never knowingly adopt socialism. But, under the name of "liberalism," they will adopt every fragment of the socialist program, until one day America will be a socialist nation, without knowing how it happened." - Norman Thomas

    "They who can who can give up essential liberty to obtain a little temporary safety, deserve niether liberty nor safety." - Ben Franklin

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    Regular Member amlevin's Avatar
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    Quote Originally Posted by cbpeck View Post
    NavyLCDR is right about USAA, but not everybody has an "in." It is a good option, though, if you do.
    There are a lot of people out there that have that "in" and perhaps don't realize it. It's not just available to active or retired military, Veterans are also eligible as long as they separated honorably.

    "Eligibility" for USAA Auto and Property insurance is required but most all of their other services, including Banking is open to just about everyone.

    https://www.usaa.com/inet/pages/why_...igibility_main

    FWIW, they pay better rates on CD's right now than most other banks and credit unions, at least locally.
    "If I shoot all the ammo I am carrying I either won't need anymore or more won't help"

    "If you refuse to stand up for others now, who will stand up for you when your time comes?"

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    Quote Originally Posted by NavyLCDR View Post
    I've never had a problem doing business with USAA while openly armed. Heck, I've even done my banking business with them wearing nothing but my underwear and my gun....
    They let you do that too? So much for feeling special

  16. #16
    Regular Member sudden valley gunner's Avatar
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    Quote Originally Posted by M1Gunr View Post
    US Bank actually has a written policy against carry

    BOA has been OC friendly
    Key Bank has been OC friendly

    Like many others I will soon be dropping my "bank" and going to a credit union.
    I've OC'd in Bellinghams US Bank with no problem, I just carry until asked to leave. I wouldn't open an account there or in most banks.

    +1 for Credit Unions.
    I am not anti Cop I am just pro Citizen.

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    rights, due to ignorance." (Paraphrased)

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    Regular Member DevinWKuska's Avatar
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    Re: Usaa

    I cant seem to find it but it seems like I remember a thread on OCDO about USAA not being gun friendly at all. All I could find is http://www.freerepublic.com/focus/f-news/2037638/posts which could only be for Florida. On the actual website it says they will comply with all local, state, and federal laws.... but then follows with they will shun any activity that may distract their employees or patrons... I tried to look for an e-mail but it seems if your not an online bank member they dont want to hear from you except by phone. I dont suppose any of you USAA members could shoot an e-mail off to inquire as to their Policies.

    As to the OP I would remind you that you live in Kennewick. I use to live in Tri-cities and remember that being the most crime of the three(RICHland being the lowest... go figure). I have spoken with a Wells Fargo branch manager when I wentin to get a loan for my house. He told me its Wells Fargo's policy to comply and respect all local, state, and federal laws but said he didnt have anything in writing for me. Good luck with the bank hunt friend!!!
    "So there I was between a rock and a hard place, when it hit me... What am I doing on this side of the rock?"

  18. #18
    Regular Member amlevin's Avatar
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    Quote Originally Posted by DevinWKuska View Post
    I cant seem to find it but it seems like I remember a thread on OCDO about USAA not being gun friendly at all. All I could find is http://www.freerepublic.com/focus/f-news/2037638/posts which could only be for Florida. On the actual website it says they will comply with all local, state, and federal laws.... but then follows with they will shun any activity that may distract their employees or patrons... I tried to look for an e-mail but it seems if your not an online bank member they dont want to hear from you except by phone. I dont suppose any of you USAA members could shoot an e-mail off to inquire as to their Policies.

    As to the OP I would remind you that you live in Kennewick. I use to live in Tri-cities and remember that being the most crime of the three(RICHland being the lowest... go figure). I have spoken with a Wells Fargo branch manager when I wentin to get a loan for my house. He told me its Wells Fargo's policy to comply and respect all local, state, and federal laws but said he didnt have anything in writing for me. Good luck with the bank hunt friend!!!
    USAA is a Bank that services the US Military, current, retired, or honorably separated. They only have about 7-8 locations in the World. If you want to do business with them you are most likely going to have to be an "online customer" or go to an ATM. Kind of hard to keep customers from OC'ing while doing business online or at an ATM.
    "If I shoot all the ammo I am carrying I either won't need anymore or more won't help"

    "If you refuse to stand up for others now, who will stand up for you when your time comes?"

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    Campaign Veteran MSG Laigaie's Avatar
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    Peoples inside a Haggens

    I have had a few banks in Bellingham and I will dump in a heartbeat if I have ANY kind of service problems. Peoples has always had a "song in their hearts and a smile on their faces" every time I go in. I do not know if their good humour is policy or just downhome western hospitality. I believe I will go in and ask.

  20. #20
    Campaign Veteran MSG Laigaie's Avatar
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    I am so glad you had a good time. YES people we were drinking beer and OCing at the same time. No weapons came out and no one was harmed during the drinking of this beer.
    I have received the info on the 9mm Flobert, Thanks, I needed that.

  21. #21
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    One thing to keep in mind is that you will rarely have a business which will have an actual policy that is pro gun. There's no reason for them to have it. If they just don't address the issue, the implication is that they don't really care whether you carry or not. The only time you will see a policy will generally be to prohibit something. Just like laws, everything is legal unless it is specifically prohibited.

    The discussion that we have frequently had on the boards, then, is whether asking for a policy is a good idea. If you ask a company for a policy and they decide they need one, they might just decide that liability concerns require that policy to be negative. I prefer to carry until asked to leave, at which point I will move my business elsewhere.

    That being said, +1 on credit unions. I OC into WECU all the time and no one has ever said one word about it. I am also a member of USAA fromback in the good old days when they didn't let enlisted in and Navy Federal, but neither has convenient branches and I need to be able to deposit cash on a pretty regular basis.

  22. #22
    Regular Member amzbrady's Avatar
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    US Bank is right around the corner from where I live. I like having US or America in the bank name. I went in open carry, met with with the customer service guy, set up an account, then stood up to let my daughter sit down so she could open her savings account. While she was filling out her paperwork I realized I was standing strong side centered between the door and front teller counter. Everyone coming thru the door could see my firearm and half of the front counter. No one said anything, I didnt get to conversate with any of our local finest. I got the same reaction as if I would not have been carrying. I do however wonder what is said after leaving, I know someone there had to have an opinion, I just hope if someone did, there was someone else who had some facts.
    The rest of the day was uneventful as well, stopped in at a car lot and walked around a bit looking at a few cars. One of the salemen asked what caliper I carried. He said he had just bought a 357 and was going to get an ankle holster. I told him not to wait till it's to late.
    Wife and I went to Wally World so she could pick up a prescription, then we bought a new printer. Had to have manager approval on a coupon we had, so I got to meet the store manager, Kelly. He seems like a nice guy.
    We then went to Wal-Greens so I could get my prescription.
    Then off to dinner, at Kings Wok.

    Seems to me that the only thing unusual about open carry is that there arent more people carrying comfortably.

    I was in Safeway the other night and there was a guy in front of me who was concealed carry, either that or he had a customized shelf/armrest installed on his hip. All I could think is "what, are your serious, you have got to be kidding". To me it looked more intimidating kinda hidden and obvious than it would have just all out in the open. I started thinking why is he trying to hide it, and then thought, crap, I am unarmed because I just left work, damn job policies.
    If you voted for Obama to prove you are not a racist...
    what will you do now to prove you are not stupid?

    "The American people will never knowingly adopt socialism. But, under the name of "liberalism," they will adopt every fragment of the socialist program, until one day America will be a socialist nation, without knowing how it happened." - Norman Thomas

    "They who can who can give up essential liberty to obtain a little temporary safety, deserve niether liberty nor safety." - Ben Franklin

  23. #23
    Regular Member amlevin's Avatar
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    Quote Originally Posted by amzbrady View Post
    I like having US or America in the bank name.
    Even though those with "US" or "America" in their name are the ones that are "porking" the American public the worst?

    Just remember, Obama has the title "President" on his business card but that doesn't make him a Leader.

    I'd prefer actions from a bank, not just a "name".
    "If I shoot all the ammo I am carrying I either won't need anymore or more won't help"

    "If you refuse to stand up for others now, who will stand up for you when your time comes?"

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