Talking to a banker trained in security the other day about this issue, he explained to me one of the security issues the law does not anticipate or address. Most banks do not employ armed security guards anymore. Their security is to give the thief money with a die pack included and get him/her out of the bank as quickly as possible. The reason for this is that banks are built with a lot of marble, concrete and steel, all of which deflect bullets in potentially unsafe directions. They do not want shoot outs inside the bank because the bullets will end up being richochet'd all over the place and do not feel that is as safe for the customers as handing out the die pack and getting the scum bag out the door. Examining a GREAT majority of bank robberies shows that this method is effective in minimizing gunfire inside the bank and allowing law enforcement the best opportunity to find the perp. A GREAT majority of bank robberies involved no gunfire, and a great many of them involve no firearm at all. There are some cases where firearms have been discharged during a robbery, most into the ceiling or floor to scare the patrons and employees. Even crooks are smart enough to know two things: 1. A dead teller can't give you any money. 2. Robbery gets you much less time behind bars than does murder. The banks feel that it is more safe for the customers and the employees to minimize or eliminate the possibility of gunfire during a robbery and less safe to shoot it out with the bad guy. It's only money. Just wanted to explain the mindset. Don't wish to take a side.
Fast Ed
Unless of course you get robbed outside the bank...