Page 1 of 2 12 LastLast
Results 1 to 25 of 29

Thread: What is required to get an FFL in the State of Connecticut?

  1. #1
    Regular Member Rich B's Avatar
    Join Date
    Oct 2009
    Location
    North Branford, Connecticut, USA
    Posts
    2,910

    What is required to get an FFL in the State of Connecticut?

    What is required to get an FFL in the State of Connecticut?

    Is it possible to be an FFL and work out of your home?

  2. #2
    Regular Member
    Join Date
    Mar 2009
    Location
    Old Saybrook, CT
    Posts
    469

    I just did it.

    Hi all. There is a lot of misinformation on this topic. So hopefully I can give a comprehensive answer, since I just got a home based FFL in CT.

    First, let me say one thing. And I will keep hammering it again, and again, and again.
    Getting zoning approval is the ONLY think standing between you and a home based FFL. Zoning, Zoning, Zoning.

    The ATF is more than happy to give you an FFL for a home based business, provided you have zoning approval from your town.
    How strict is the ATF about this? So strict that despite the fact that I included my zoning permit in with my FFL application packet, they STILL went to my Town Hall and pulled an original of the permit for their records.

    So . . how does one go about getting zoning approval? Well, just like its best to know the law prior to applying for a pistol permit, its best to know your town's zoning regs prior to applying for a zoning permit.

    If your town's zoning regs have language that allows a "Customary Home Occupation", then you are home free.
    A customary home occupation, as defined in the regs, could be anything. Provided that it has minimal impact on your neighborhood. The regs typically limit:
    1) signage
    2) the use of hazardous materials
    3) the creation of dust, noise, or anything else that may adversely affect the residential nature of your neighborhood.
    4) foot and car traffic
    5) customer and employee parking
    6) the parking of equipment outside

    In my case I referenced the reg allowing a Customary Home Occupation in my zoning permit application, and showed how in every way, my business would fit in with both the spirit and the letter of the law. Simple.
    My Zoning Enforcement officer (ZEO) didn't like it, but there was nothing she could do. I was 100% compliant.

    If your town's zoning regs don't allow Customary Home Occupations, then you will have to do more homework. But most towns do have this language.

    If my ZEO had refused to issue, I could have gone to the Zoning Board of Appeals (ZBA). This would have added time. These boards tend to side with the homeowner, so you will most likely prevail if you are within the spirit and letter of the Customary Home Occupation language.

    In my case, my ZEO wrote me a permit that had a restriction that limited me to 2 customer visits to my home per month. I'm fine with that.

    Once you have a zoning permit, you are off to the races with the ATF.

    At that point you should DEFINITELY invest in a 90 day subscription to the FFL123.com site. He will walk you through all the paperwork and provide materials to prepare for the ATF's visit.

    Contrary to popular thought, the ATF ****WILL**** issue you a FFL if you don't have a storefront and do not have extensive business hours. In my case, my business hours run for 2 hours, one evening a week. This is not a formality. The business hours are when the ATF can come do a compliance review. The ATF understands that you may have no interest in actually running a store, with business hours out of your home. But they need a period when they can be assured that you will be available to do a compliance review.

    They fully understand that with sites like Gunbroker.com, you can have a legitimate, thriving firearms business and never keep normal "retail" hours. So again, the hours are just for their use.

    In all, the ATF was the easiest branch of government to deal with.

    So now you've got your FFL. Are you done?

    No.

    You now need to engage the CT DPS. There you will need to sign up to get your access code to the NICS check system. You'll also need to get a "permit so sell pistols and revolvers at retail" signed by your Mayor or First selectman, and submit that to them.
    This requirement blindsided me.
    If you can't get this signed, you are not dead in the water. You can still sell pistols and revolvers via gunbroker. You can still sell long guns at retail. But you can't sell handguns out of your home.

    The next couple of sentences are speculative, because I didn't run into it: I believe the permit to sell pistols and revolvers grows out of the residential aspect of my FFL. i.e. if I had a store in a commercially zoned area, I wouldn't need this signed. I'm not sure about this. Either way. Its my opinion that you are better off bringing this to the Mayor/first selectman's attention AFTER you have your FFL. Then you can present it to him as a done deal. "Our zoning enforcement officer and the ATF have already signed off on this, this is just a technicality". YMMV

    Once you have the state stuff. You are good to go. I'm sure this raises as many questions as it answers, so fire away.

    Don
    Last edited by dcmdon; 10-20-2011 at 11:55 AM.

  3. #3
    Regular Member Rich B's Avatar
    Join Date
    Oct 2009
    Location
    North Branford, Connecticut, USA
    Posts
    2,910
    Wow, great write up Don.

    Thank you.

  4. #4
    Regular Member
    Join Date
    Apr 2007
    Location
    Branford, Connecticut, USA
    Posts
    101

    Any luck with this in Branford, anyone?

    I had an FFL a number of years ago, pre-Brady. As a result of Brady, and my own ignorance, I let it lapse. I was looking at the towns' regulations and see similar wording along the lines of dcmdon's situation. Branford, if I have this right, defines Home Based Business as :


    3.10 HOME BASED BUSINESSES.
    3.10.A Home Office / Studio.
    The use of a residence for occasional business use (as part of employment typically occurring elsewhere) or a home-based business involving no non-residents employees and no regular visitors to the business. Nothing in these Regulations shall restrict the use of a residence by the occupant for business purposes where:
    1. No business is conducted on the premises except by computer, mail, telephone or future communication technology.
    2. No persons other than members of the family are employed.
    3. No external evidence of the business is visible.
    4. No business signs are erected.
    5. No pedestrian or automobile traffic other than that which is normally generated by
    a residence.
    3.10.B Minor Home Occupation.
    1. A “Minor Home Occupation” is a home-based business where such business is located on the same lot used by such person as his or her primary residence provided that:
    (1) The area devoted to such accessory use (including storage of any supplies or
    materials) shall not exceed 25 percent of the total square footage of the
    dwelling (exclusive of garage, attic and basement);
    (2) Not more than one (1) nonresident person shall be employed on the
    premises;
    2. A “Minor Home Occupation” shall:
    (1) Be conducted entirely within the principal dwelling by the resident occupant,
    (2) Clearly be incidental and secondary to the use of the dwelling for living purposes,
    (3) Not change the exterior residential appearance or character of the building or be noticeable from the exterior of the building,
    (4) Not materially change the traffic characteristics of the neighborhood,
    (5) Not have any outside storage or display of merchandise, equipment, or
    machinery relative to the use,
    (6) Not include the keeping of stock in trade nor the sale or rental of any goods
    not produced within the premises,
    (7) Not involve the display of signs or products in, on, or about the premises
    except for a sign as permitted by these Regulations,
    (8) Not involve retail sales at the premises, and
    3.10.C Major Home Occupation.
    A “Major Home Occupation” is any home-based business that cannot or does not comply with the requirements of Subsection 3.10.B.

    The only thing I can see here that may foil me is Sect. 3.10.B.2.6: A 'minor home occupation shall not include the keeping of stock in trade nor the sale or rental of any goods not produced within the premises.

    I'm only just starting to read this so I'll find out more as I become more familiar with it.
    Last edited by LQM; 03-09-2012 at 02:37 AM. Reason: Blonde moment: I just re-read that and it doesn't seem like a foil at all.
    “The Constitution shall never be construed... to prevent the people of the United States who are peaceable citizens from keeping their own arms.” —Samuel Adams

    "Here sir, the people govern." -- Alexander Hamilton (speech in the New York ratifying convention, 17 June 1788) Reference: The Debates of the Several State..., Elliot, vol. 2 (348)

    "I would rather be exposed to the inconveniencies attending too much liberty than to those attending too small a degree of it." -- Thomas Jefferson

  5. #5
    Regular Member
    Join Date
    Jan 2012
    Location
    Connecticut
    Posts
    58
    Since this thread has been re-bumped I will add this:
    http://www.ffl123.com/ffl-faq.html

    Great FAQs here for anyone interested in a FFL.

  6. #6
    Regular Member
    Join Date
    Mar 2009
    Location
    Old Saybrook, CT
    Posts
    469
    Quote Originally Posted by CTSurvivor View Post
    Since this thread has been re-bumped I will add this:
    http://www.ffl123.com/ffl-faq.html

    Great FAQs here for anyone interested in a FFL.
    I used a paid subscription to ffl123.com. It was money WELL spent. Well worth the $39 he gets for a subscription.
    The site actually consists of a bunch of instructions on downloadable pdfs so you can print them out if you want.

    Don
    MCS Precision - Training, Sales, Transfers, Estate Purchases

    07 FFL
    NRA Pistol and Rifle Instructor
    NRA Life Member

  7. #7
    Regular Member
    Join Date
    Mar 2009
    Location
    Old Saybrook, CT
    Posts
    469
    Based on Sect. 3.10.B.2.6: A 'minor home occupation shall not include the keeping of stock in trade nor the sale or rental of any goods not produced within the premises.

    I seemed to remember that you were more interested in doing gunsmithing, right?? ; -)
    MCS Precision - Training, Sales, Transfers, Estate Purchases

    07 FFL
    NRA Pistol and Rifle Instructor
    NRA Life Member

  8. #8
    Banned
    Join Date
    Jan 2012
    Location
    earth's crust
    Posts
    17,838
    Quote Originally Posted by Rich B View Post
    What is required to get an FFL in the State of Connecticut?

    Is it possible to be an FFL and work out of your home?
    Yes it is because I did it ! pm me with email address or phone # and I'll tell you how it get this done ...

    Zoning issues? Yes there are some but I got mine w/o being zoned for a business.

    The last thing you want to do is start yapping with DPS ...

  9. #9
    Regular Member
    Join Date
    Apr 2007
    Location
    Branford, Connecticut, USA
    Posts
    101

    Gun smithing??

    Quote Originally Posted by dcmdon View Post
    Based on Sect. 3.10.B.2.6: A 'minor home occupation shall not include the keeping of stock in trade nor the sale or rental of any goods not produced within the premises.

    I seemed to remember that you were more interested in doing gunsmithing, right?? ; -)
    Hmmmmm.... interesting.
    “The Constitution shall never be construed... to prevent the people of the United States who are peaceable citizens from keeping their own arms.” —Samuel Adams

    "Here sir, the people govern." -- Alexander Hamilton (speech in the New York ratifying convention, 17 June 1788) Reference: The Debates of the Several State..., Elliot, vol. 2 (348)

    "I would rather be exposed to the inconveniencies attending too much liberty than to those attending too small a degree of it." -- Thomas Jefferson

  10. #10
    Banned
    Join Date
    Jan 2012
    Location
    earth's crust
    Posts
    17,838
    Quote Originally Posted by dcmdon View Post
    I used a paid subscription to ffl123.com. It was money WELL spent. Well worth the $39 he gets for a subscription.
    The site actually consists of a bunch of instructions on downloadable pdfs so you can print them out if you want.

    Don
    Anyone paying $$ to a website to get pdf forms that are free should not be running any type of business.

  11. #11
    Regular Member KIX's Avatar
    Join Date
    Jun 2010
    Location
    , ,
    Posts
    960
    Indeed, thanx for the info!

    I'm looking to go that route, but not because I plan on selling guns per se. I've been doing a lot of good custom work and getting more gunsmithing training and it would be able to expand outside of just friends.

    I was also looking at ffl123.com for info as well.

    Next stop.... Zoning board for me!

    Jonathan
    www.ctpistolpermitissues.com - tracking all the local issuing authority, DPS and other insanity with permit issues
    www.ctgunsafety.com - my blog and growing list of links useful to gun owners (especially in Connecticut).

    Rich B: My favorite argument against OC being legal in CT is "I have never seen someone OC in CT".
    I have never seen a person drink tea from a coke bottle while standing on their head, that doesn't mean it is illegal.

  12. #12
    Regular Member
    Join Date
    Mar 2009
    Location
    Old Saybrook, CT
    Posts
    469
    Quote Originally Posted by KIX View Post
    Indeed, thanx for the info!

    I'm looking to go that route, but not because I plan on selling guns per se. I've been doing a lot of good custom work and getting more gunsmithing training and it would be able to expand outside of just friends.

    I was also looking at ffl123.com for info as well.

    Next stop.... Zoning board for me!

    Jonathan
    You shouldn't have to go to the board.

    A typical CT town has 3 zoning entities:

    1) Zoning enforcement officer or zoning official - they issue zoning permits and enforce laws
    2) Zoning commission - they create zoning laws
    3) Zoning board of appeals(ZBA) - they hear appeals from applicants who wish to build or use property in a way that is NOT in compliance with zoning regs. They issue VARIANCES to people so that they can legally violate zoning law.

    You are not going against any zoning regs. So the only person you need to engage is the zoning official. If they refuse to issue a zoning permit for your CUSTOMARY HOME OCCUPATION, then you would go to the ZBA.

    Don
    MCS Precision - Training, Sales, Transfers, Estate Purchases

    07 FFL
    NRA Pistol and Rifle Instructor
    NRA Life Member

  13. #13
    Regular Member KIX's Avatar
    Join Date
    Jun 2010
    Location
    , ,
    Posts
    960
    Quote Originally Posted by dcmdon View Post
    You shouldn't have to go to the board.

    You are not going against any zoning regs. So the only person you need to engage is the zoning official. If they refuse to issue a zoning permit for your CUSTOMARY HOME OCCUPATION, then you would go to the ZBA.

    Don
    I agree and understand fully.

    But... Don..... this is the town where concealed carry is against town ordinances and our new mayors wife got busted at Occupy Wall Street in Hartford......... just to give you an idea of the mindset here....

    Jonathan
    www.ctpistolpermitissues.com - tracking all the local issuing authority, DPS and other insanity with permit issues
    www.ctgunsafety.com - my blog and growing list of links useful to gun owners (especially in Connecticut).

    Rich B: My favorite argument against OC being legal in CT is "I have never seen someone OC in CT".
    I have never seen a person drink tea from a coke bottle while standing on their head, that doesn't mean it is illegal.

  14. #14
    Regular Member
    Join Date
    Nov 2011
    Location
    Litchfield County
    Posts
    4
    Quote Originally Posted by dcmdon View Post
    hopefully I can give a comprehensive answer, since I just got a home based FFL in CT.
    Don - great info. About how long did the process take. Was it on the order of weeks or months?

    Thanks.

    Guy

  15. #15
    Regular Member
    Join Date
    Mar 2009
    Location
    Old Saybrook, CT
    Posts
    469
    About 6 weeks from the time I sent in the app to the ATF, if I remember right. Maybe less, but no more.
    MCS Precision - Training, Sales, Transfers, Estate Purchases

    07 FFL
    NRA Pistol and Rifle Instructor
    NRA Life Member

  16. #16
    Regular Member
    Join Date
    Mar 2012
    Location
    West Haven
    Posts
    87
    Quote Originally Posted by dcmdon View Post
    About 6 weeks from the time I sent in the app to the ATF, if I remember right. Maybe less, but no more.
    Is this the same as having a C&R license? I wanted to purchase some vintage firearms.
    Thanks

  17. #17
    Regular Member
    Join Date
    Mar 2009
    Location
    Old Saybrook, CT
    Posts
    469
    Quote Originally Posted by IH8SPM View Post
    Is this the same as having a C&R license? I wanted to purchase some vintage firearms.
    Thanks
    Uh. . .no. I'm a federally licensed firearms manufacturer. The same as Colt or Sturm Ruger. I can legally literally make guns. All for $50/yr.

    A C&R you simply send in the form and notify your CLEO. No approvals. No licenses.

    A FFL involves the following outline:

    1) get zoning permit
    2) mail in FFL app
    3) meet with AtF in the place where you will be doing business
    4) once you get your FFL, you need to get a license from the state of CT
    5) get a State of CT sales tac certificate
    6) The ATF can do one compliance check per 12 month period, with no warning.
    7) you must do a 4473 for every retail sale
    8) You must maintain a log book of every gun that passes through your hands.

    Don
    MCS Precision - Training, Sales, Transfers, Estate Purchases

    07 FFL
    NRA Pistol and Rifle Instructor
    NRA Life Member

  18. #18
    Regular Member
    Join Date
    Mar 2012
    Location
    West Haven
    Posts
    87
    Thanks for clearing that up. I only want the C&R and its good to know it not a involved or delayed as a CCP.

  19. #19
    Regular Member
    Join Date
    Mar 2009
    Location
    Old Saybrook, CT
    Posts
    469
    What's a ccp?
    MCS Precision - Training, Sales, Transfers, Estate Purchases

    07 FFL
    NRA Pistol and Rifle Instructor
    NRA Life Member

  20. #20
    Regular Member
    Join Date
    Mar 2012
    Location
    West Haven
    Posts
    87
    Quote Originally Posted by dcmdon View Post
    What's a ccp?
    To add to all the confusion "Concealed Carry Permit."
    Last edited by IH8SPM; 03-21-2012 at 09:37 PM.

  21. #21
    Banned
    Join Date
    Jan 2012
    Location
    earth's crust
    Posts
    17,838
    Quote Originally Posted by dcmdon View Post

    1) get zoning permit
    2) mail in FFL app
    3) meet with AtF in the place where you will be doing business
    4) once you get your FFL, you need to get a license from the state of CT
    5) get a State of CT sales tac certificate
    6) The ATF can do one compliance check per 12 month period, with no warning.
    7) you must do a 4473 for every retail sale
    8) You must maintain a log book of every gun that passes through your hands.

    Don
    I held ffl ... had no zoning permit or issues w/zoning and I never saw the atf .. no license from CT is needed (what license?-drivers?)

  22. #22
    Regular Member
    Join Date
    Mar 2009
    Location
    Old Saybrook, CT
    Posts
    469
    Gutshot - no offense taken. In my quest for speed, I typed something wrong. I meant to say no ADDITIONAL licenses.

    In CT, once you get your dealer or manufacturer FFL you need to get an additional license from the state, then you need to get your tax permit.

    I was trying to illustrate how simple getting a C&R is. Everyone who is anything more than a casual shooter should have one. Its worth it just for the discount you get at Brownells.
    Getting a C&R is VERY VERY simple. This is a good thing. I'm not demeaning it.

    Re: CCP - we don't have CCPs in CT. We have pistol permits. (Jesus, this is oc dot com, you should keep that in mind) Nothing anywhere that has anything to do with anything related to firearms in CT makes any reference to the word concealed. Its also not a CCW. Its a gun/firearm/pistol/handgun/piece/heater/weapon or whatever. Its not a CCW in CT. Unless you are actually carrying it concealed at the time you are referencing it. i.e. "I've got my CCW with me in an IWB holster with a shirt over it".

    But why would you say that. saying CCW is 5 syllables. saying gun is one syllable. I hate euphemisms.
    Last edited by dcmdon; 03-21-2012 at 10:41 PM.
    MCS Precision - Training, Sales, Transfers, Estate Purchases

    07 FFL
    NRA Pistol and Rifle Instructor
    NRA Life Member

  23. #23
    Regular Member
    Join Date
    Mar 2012
    Location
    West Haven
    Posts
    87
    I have been reading through various websites and also reading some 45 pages of archives here, excuse my errors.From now on I will refer to it as my PP

    My father in law has his C&R down in Florida and is the one pushing for me to get one. He has some Guns/Rifles that he hasn't seen in years. I'm looking to pick up some from him as he comes across them. That is not the reason why I'm applying for a C&R but it can't hurt to have. This also raises a question:
    ATF says I can apply for the C&R without the PP as long as withing 30 days of being issued I have the PP. My question is can I use the Florida permit to list on the form? I will be sending the paperwork for Florida and in speaking with them they are saying 3 week turnaround.
    Last edited by IH8SPM; 03-21-2012 at 11:09 PM.

  24. #24
    Regular Member
    Join Date
    Jan 2013
    Location
    Torrington, CT
    Posts
    11

    Homeowners Insurance?

    Just wondering how others are handling their homeowners insurance with home based FFL's. I called my insurance broker and he has called a bunch of different companies and all of them have told him that I would be disqualified if I started this business even if I purchased additional commercial coverage to cover the business.

    Thanks in advance

    Joel

  25. #25
    Regular Member brk913's Avatar
    Join Date
    Oct 2007
    Location
    Plainville, CT
    Posts
    370
    Quote Originally Posted by beardman View Post
    Just wondering how others are handling their homeowners insurance with home based FFL's. I called my insurance broker and he has called a bunch of different companies and all of them have told him that I would be disqualified if I started this business even if I purchased additional commercial coverage to cover the business.

    Thanks in advance

    Joel
    Why would you even notify your homeowners insurance carrier, it's not there problem, simply buy a business insurance policy from a reputable company and make sure you carry adequate coverage. I don't see what could possibly happen that would put your homeowners insurance on the hook for anything related to a home based business carrying it's own insurance, even if your house blew up because you stored black powder next to your furnace that would be covered by the business policy and not your homeowners....

    Since I don't really have any real answer other than my question and opinion here I suggest you should also maybe contact another broker for a second opinion, home based FFLs were very common up until about 10 years ago, while they are not quite as common now they are still out there...
    Member:, NRA Patron Life, NSSF, CCDL, CT Carry, MRPC and Bell City
    NRA Certified Instructor, Chief Range Safety Officer - Basic Pistol, Home Firearm Safety, Metallic Cartridge/Shotgun Shell Reloading - www.ctpistolpermit.com

Page 1 of 2 12 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •