175.60(21)(b), liability issue. If they remain posted and someone is hurt or killed, they can be held liable because the person could not defend himself. Not to mention, there were 80,000 applications downloaded within the first 8 hours it was available. Think of how many customers that could have sent in their application, and how many they could lose if they keep their policy, or gain by not infringing upon freedom. I am looking for a new bank/credit union because Landmark Credit decided to post. I explained to them how it is a bad policy to have with the reasons I gave and they still did not listen.