For a 5-shot .357 snub built like a tank, consider the Ruger SP101. Should be able to find one used for <$400.
That Smith you like should be a nice gun though, pro series, not Performance Center but not off the line.
If I am correct Champion Arms has a layaway program....
I hear good things about DJ's in Bothell
http://local.yahoo.com/info-22098542-d-j-s-loan-sport-incorporated-bothell
Sorry I had to go through my notes S&W model 60 is the one I liked
+1 for Ben's. Can't comment on their selection of used guns, it's been a while since I've been there.Ben's Loan in Renton almost always has a good selection of used guns...