Oh Well! Too Late for advice now,,, My B-day toast...

[CJ4wd]

Considering the politics in this country, all of us could use a good, stiff drink !

 

[since9]

Here's to 'ya, Defender!

 

[1245A Defender]

Sooo... another year,, I'm 67 now, drinking Tequila that was a gift from my friend John.
I'm not happy, but I'm older, a bit wiser and still healing from a fall and broke leg in August.

I miss the old guard of forum members,
Grapeshot, Peter Nap, SkidMark, Deros72

that is all.....

 

[solus]

congrats and best to ya for your latest victory of surviving over another year of life's presented gauntlet(s), fall notwithstanding!

cheers and many more to ya...

 

[color of law]

To be 67 again. In 79 days I hit the big 70 mark, but solus say I'm still a young lad.

 

[solus]

no CoL i said i reference you as a young whipper-snapper!!

 

[color of law]

no CoL i said i reference you as a young whipper-snapper!!

Yes, I'm a young and inexperienced person and yes, I'm considered to be presumptuous or overconfident. I always want my enemies to think that.

 

[CJ4wd]

Sooo... another year,, I'm 67 now, drinking Tequila that was a gift from my friend John.
I'm not happy, but I'm older, a bit wiser and still healing from a fall and broke leg in August.

I miss the old guard of forum members,
Grapeshot, Peter Nap, SkidMark, Deros72

that is all.....

Did you have much "fun" going on Medicare or was it a paperwork nightmare? And, now that you have reached your FRA, have you started SS or are you holding out for the max at 70?

 

[color of law]

Did you have much "fun" going on Medicare or was it a paperwork nightmare? And, now that you have reached your FRA, have you started SS or are you holding out for the max at 70?

Mine was done on the phone with no hitches. I went at 62 because over the long hall you get more.

 

[CJ4wd]

Mine was done on the phone with no hitches. I went at 62 because over the long hall you get more.

According to the tax lawyer I asked, that is only true if you die before 78 y.o. You don't get as much of an increase when SS gives us a COLA, we get the same amount deducted for Medicare regardless of when retirement benefits started, and that makes the "break even" point around 77-77.5 y.o.
I went early as well due to medical problems that made it difficult to find an employer that would take a risk on me.

 

[color of law]

According to the tax lawyer I asked, that is only true if you die before 78 y.o. You don't get as much of an increase when SS gives us a COLA, we get the same amount deducted for Medicare regardless of when retirement benefits started, and that makes the "break even" point around 77-77.5 y.o.
I went early as well due to medical problems that made it difficult to find an employer that would take a risk on me.

Well, if that is true then I hope I loose the bet.

 

[JTHunter2]

Well, if that is true then I hope I loose the bet.

If your physical and mental health are good, I agree. If you are at the point where you can't walk a block without your back screaming at you, is it worth it?