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Oh Well! Too Late for advice now,,, My B-day toast...

1245A Defender

Regular Member
Joined
Jul 7, 2009
Messages
4,365
Location
north mason county, Washington, USA
Sooo... another year,, I'm 67 now, drinking Tequila that was a gift from my friend John.
I'm not happy, but I'm older, a bit wiser and still healing from a fall and broke leg in August.

I miss the old guard of forum members,
Grapeshot, Peter Nap, SkidMark, Deros72

that is all.....
 

solus

Regular Member
Joined
Aug 22, 2013
Messages
9,315
Location
here nc
congrats and best to ya for your latest victory of surviving over another year of life's presented gauntlet(s), fall notwithstanding!

cheers and many more to ya...
 

CJ4wd

Regular Member
Joined
Jun 22, 2017
Messages
353
Location
Planet Earth
Sooo... another year,, I'm 67 now, drinking Tequila that was a gift from my friend John.
I'm not happy, but I'm older, a bit wiser and still healing from a fall and broke leg in August.

I miss the old guard of forum members,
Grapeshot, Peter Nap, SkidMark, Deros72

that is all.....

Did you have much "fun" going on Medicare or was it a paperwork nightmare? And, now that you have reached your FRA, have you started SS or are you holding out for the max at 70?
 

color of law

Accomplished Advocate
Joined
Oct 7, 2007
Messages
6,009
Location
Cincinnati, Ohio, USA
Did you have much "fun" going on Medicare or was it a paperwork nightmare? And, now that you have reached your FRA, have you started SS or are you holding out for the max at 70?
Mine was done on the phone with no hitches. I went at 62 because over the long hall you get more.
 

CJ4wd

Regular Member
Joined
Jun 22, 2017
Messages
353
Location
Planet Earth
Mine was done on the phone with no hitches. I went at 62 because over the long hall you get more.

According to the tax lawyer I asked, that is only true if you die before 78 y.o. You don't get as much of an increase when SS gives us a COLA, we get the same amount deducted for Medicare regardless of when retirement benefits started, and that makes the "break even" point around 77-77.5 y.o.
I went early as well due to medical problems that made it difficult to find an employer that would take a risk on me.
 

color of law

Accomplished Advocate
Joined
Oct 7, 2007
Messages
6,009
Location
Cincinnati, Ohio, USA
According to the tax lawyer I asked, that is only true if you die before 78 y.o. You don't get as much of an increase when SS gives us a COLA, we get the same amount deducted for Medicare regardless of when retirement benefits started, and that makes the "break even" point around 77-77.5 y.o.
I went early as well due to medical problems that made it difficult to find an employer that would take a risk on me.
Well, if that is true then I hope I loose the bet.
 

1245A Defender

Regular Member
Joined
Jul 7, 2009
Messages
4,365
Location
north mason county, Washington, USA
QUOTE="1245A Defender, post: 2245383, member: 40046"]
Sooo... another year,, I'm 67 now, drinking Tequila that was a gift from my friend John.
I'm not happy, but I'm older, a bit wiser and still healing from a fall and broke leg in August.

I miss the old guard of forum members,
Grapeshot, Peter Nap, SkidMark, Deros72

that is all.....
[/QUOTE]

delete all the talk about medicare,
ive been retired for 23 years, and that is great!
my broke leg problem is past and im back to my same old broke down self..

im becoming 68 now, and ill have a shot of 22 year old scotch,
hoping for another 22 years in this really discusting, fjucked up world we have been living in...

i still miss my friends.
see you next year,, in the funny papers...
 

solus

Regular Member
Joined
Aug 22, 2013
Messages
9,315
Location
here nc



knock ur socks off and join the ocdo gang wishing you a happy b'day...CoL is first w/apron on, the fourth is me, i think that reminds me of grape in his youth cutting the rug in the last segment...

and something to tap your toe to till next year...

https://www.youtube.com/watch?v=V3W71KwsXrc
 

CJ4wd

Regular Member
Joined
Jun 22, 2017
Messages
353
Location
Planet Earth
Happy Birthday Defender and congrats on making it to another one. Is that a single malt you're having or a "blended" Scotch?
And "on the rocks" or "neat"?
Enjoy !
 

1245A Defender

Regular Member
Joined
Jul 7, 2009
Messages
4,365
Location
north mason county, Washington, USA
Happy Birthday Defender and congrats on making it to another one. Is that a single malt you're having or a "blended" Scotch?
And "on the rocks" or "neat"?
Enjoy !

single malt, neat!
i dont know who makes it, cosco sells it under the kirkland label, supposed to be good stuff.
i think my 12 year olds taste better.
 
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